Thomas M. Woolf

Tom is a freelance writer and communications professional who has run his own consulting business for over 20 years. Drawing on his background as a trade journalist, he has spent most of his career helping companies explain complex subjects in clear, useful language.

As an independent consultant, Tom has worked with businesses across financial services, banking, manufacturing, technology and other industries, providing articles, thought leadership and marketing content.

For Kapitus, Tom writes practical articles on cash flow and financing to help small business owners understand their options and make informed decisions.