Your Future Starts Now
High Energy, Fast-Paced Environment. Competitive Pay. Growth Opportunities. Work that makes a difference.
OPEN OPPORTUNITIES
Collaborative
Work Environment
From marketing and sales, to underwriting and accounting, we are a group of smart dedicated individuals that come together each day to make our customers successful. Every door is open – you can converse with the CEO, heads of departments, managers…anyone and know that are you are truly being heard and your ideas are being considered.
Work Hard,
Play Hard Mentality
The work we do each day plays a crucial role in the success of small businesses across the nation. So we take our jobs seriously. We work hard, with passion and determination. And when we succeed we celebrate just as hard with weekly contests, cash prizes, trips, dinners, events…and even in-office ping pong tournaments.
Working for an
Industry Leader
When you work for Kapitus, you are working for one of the top small business alternative lenders in the U.S. You will be part of a high energy, fast paced work environment that offers competitive pay, comprehensive benefits package, additional perks and incentives along with growth opportunities for the right candidates.
“The growth we’ve seen year over year for the past 12 years says everything about Kapitus. We have built a strong team that is eager to contribute, take risks and continuously push the company forward. We are a group of hard-working, passionate, and smart people coming together each day to make a difference in the lives of business owners. We take our work seriously, but we have a great time doing it!”
-Andrew Reiser
CEO
Arlington VA
Software Engineer II
At Kapitus, our mission is to empower every business to succeed by providing the best financing options – when they need it and how they need it. Whether we are working with a business directly or through a strategic partner, we will work diligently to provide the most convenient, cost- effective and appropriate financing solution for a business’s needs. We promise to keep the best interests of our clients at the center of the financing process by operating with transparency, fairness, and integrity. We will continue to empower small businesses to make educated financial decisions, as we have since our inception in 2006.
What You’ll Do:
- Modernize a legacy monolithic system into an event driven, serverless, microservices architecture leveraging AWS
- Develop Clean Code using Test Driven Development
- Create AWS cloud native microservices to support small business lending
- Apply modern architecture and SOLID principles to integrate with external systems like SalesForce and Open APIs
- Approach problems with simple serverless solutions and great CI/CD pipelines
- Integrate data with ML/DS team creating a platform that is data first
- Coach team and junior developers on mature engineering practices and modern tools
- Hold bar on quality and ensure all production code is resilient and monitored.
- Keep up with industry tooling to apply solutions instead of reinventing the wheel
Qualifications:
-
- BS or MS degree in Computer Science, Minimum 5 years work experience (7+ desirable).
- Experience building modern systems in AWS (Enterprise level using serverless desired)
- Software craftsmanship and Agile proponent that embraces Test Driven Development
- Working knowledge of SOLID principles, event driven architectures, and microservices.
- Ability to work across teams as a leader and coach juniors and hold quality bar for team.
- Understands business requirements and can talk with stakeholders
- Hands on keyboard engineer that is passionate about solving complicated engineering problems with code.
- DB knowledge for both SQL and noSQL
- Technology experience:
- Languages: Python, Go, Java, Scala, Javascript, etc.
- Relational SQL and NoSQL databases.
- AWS cloud services: EC2, ECS, S3, Lambda, RDS, Athena, Glue, Redshift, SQS, Kinesis.
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: click here
Arlington VA
IT Coordinator
As an IT Coordinator at Kapitus, you will be focused on helping our help desk team operate efficiently while helping our Kapitus teammates with simple technical issues. This will help Kapitus continue to help small business owners get access to capital so they can make payroll during tough times, scale to meet market demands, and making large purchases to scale their operations.
What You’ll Do:
This role is a blend of customer service and administration that will give you endless opportunities to take on new responsibilities, learn new skills, and provide value to the team. Your teammates will be distributed between NY, VA, and Chennai.- Provide level 1 technical support for internal employees
- Engage with end users to gather details needed for level 2 support
- Manage monthly IT spending reconciliation
- Perform follow-up with team members post service
About You:
You are a driven, customer focused individual with an interest in technology. You are energized by engaging with others to help them resolve issues.- The thought of helping end-users through simple technical hurdles, allowing them to be productive excites you.
- A genuine interest in technology and love of learning drives you.
- You have great communication skills, focused on being a team player with strong emotional intelligence..
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: [email protected]
Arlington VA
Data Engineer
Primary Responsibilities Include:
- Create and maintain optimal data pipeline architecture,
- Assemble large, complex data sets that meet functional / non-functional business requirements.
- Identify, design, and implement internal process improvements: automating manual processes, optimizing data delivery, re-designing infrastructure for greater scalability, etc.
- Build the infrastructure required for ETL from a wide variety of data sources using SQL and AWS ‘big data’ technologies.
- Build analytics tools that utilize the data pipeline to provide actionable insights into customer acquisition, operational efficiency and other key business performance metrics.
- Create data tools for analytics and data scientist team members that assist them in building and optimizing our product into an innovative industry leader.
- Work with data and analytics experts to strive for greater functionality in our data systems.
Qualifications:
- BS or MS degree in Computer Science, Information Systems, or another quantitative field. Minimum 3 years work experience (5+ desirable).
- Advanced working SQL knowledge and experience working with relational databases, query authoring (SQL) as well as working familiarity with a variety of databases.
- Experience building and optimizing ‘big data’ data pipelines, architectures and data sets.
- Strong analytic skills related to working with unstructured datasets.
- Working knowledge of message queuing, stream processing, and highly scalable ‘big data’ data stores. Experience with multiple data warehousing services, e.g., Redshift, Snowflake.
- Datamart design and implementation.
- Experience with Model and Data Governance.
- Strong project management and organizational skills.
- Experience supporting and working with cross-functional teams in a dynamic environment; willingness to assume leadership with a remote team.
- Technology experience:
- Big data tools: Spark, Kafka, Hadoop, etc.
- Relational SQL and NoSQL databases, including Postgres and Cassandra.
- Data pipeline and workflow management tools: Airflow, etc.
- AWS cloud services (and/or GCP/Azure): EC2, S3, RDS, Glue, Redshift, Lambda.
- Stream-processing systems: Storm, Spark-Streaming, etc.
- Container technologies: Docker, Kubernetes
- Object-oriented/object function scripting languages: Python, Java, Scala, etc.
- Experience using or supporting modern Machine Learning libraries and services
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: [email protected]
Arlington VA
Senior Systems Administrator, Microsoft 365
Position Description:
As a Senior Systems Administrator at Kapitus, you will be focused on helping our company scale through the effective use of Microsoft 365 services. This will help us continue to help small business owners get access to capital so they can make payroll during tough times, scale to meet market demands, and making large purchases to scale their operations.What You'll Do
This role is a blend of strategy and tactical execution that will give you endless opportunities to take on new responsibilities, learn new skills, and mentor others. Your teammates will be distributed between NY, VA, and Chennai.- Design and manage the organization-wide rollout of single sign-on and automatic user provisioning.
- Lead an organization-wide file migration to OneDrive and SharePoint.
- Build and maintain automation to manage cloud infrastructure, server instances, and on-premise networks.
- Lead continuous enhancement and administration of Microsoft 365 Products.
- Enhance our UEM strategy and MDM practices. .
- Contribute to our living knowledgebase of technical documentation.
- Help define and measure KPIs to communicate and maintain health of services.
- Serve as escalation point for Microsoft 365 related SEV1 and SEV2 issues.
About You:
You are an internally motivated administrator, automation and simplicity are firmly rooted in the way you think and work. Passion for your craft will go a long way in making you successful in this role.- The thought of inherent ambiguity and solving complex problems genuinely excites you. You have an experimental mindset that spurs you to test ideas and validate assumptions using data.
- You are involved in the local technology community and find meetups oddly therapeutic. You love learning and are constantly working to keep your skills up to date.
- A genuine love for technology drives you to design and implement great solutions. You understand that for solutions to be successful, they have to meet real needs and drive meaningful business value.
- have great communication and collaboration skills, an innate sense of curiosity, and an obsession with delivering solutions that bring end-users joy.
- Over the past 8+ years you’ve been busy designing and implementing best-in-class instances of Microsoft 365 services, possibly for a financial service or fintech company.
- There is a good chance that you have your MCSE or Enterprise Administrator Expert certification. Background with AWS or Atlassian products is a plus.
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: [email protected]
Arlington VA
Product Owner
Position Description:
As a Product Owner at Kapitus, you'll be responsible for helping our customers find lending options to grow their companies. (This will change based on the role) You’ll act as the “CEO” of your product by working with customers, developers, and internal stakeholders to ensure that we fully-understand market needs, are staying true to our core mission, and building the most valuable features possible. You are responsible for growth and risk - accountable for achieving business objectives and financial metrics, communicating to all levels of the organization, and crafting an agile roadmap to guide the product to market.What You'll Do
You’ll be part of a small, persistent team and have endless opportunities to take on responsibility, continue learning, and mentor others.- Craft a vision and strategy based on input from customers, stakeholders, and the development team that can be clearly communicated to all levels of the organization.
- Develop feedback loops with internal stakeholders and external customers to validate and solicit ideas and utilize data to drive decisions.
- Work daily with development and analytics teams to clarify the vision, requirements, and priorities.
- Work with sales and marketing teams to properly position products in the marketplace..
- Continuously adapt the plan by adjusting scope and priorities to deliver the most valuable solutions possible.
- Balance the value of deliverables with their associated cost and risk.
- Own the product backlog, objectively balancing directions from multiple stakeholders.
- Define user stories that are ready for the development team.
About You:
You are an internally motivated Product Owner, Scrum and Design Thinking are firmly rooted in the way you think and work. Passion for your craft will go a long way in making you successful in this role.- You sometimes speak in user stories and have been known to set OKRs in your personal life.
- The thought of inherit ambiguity and risk that comes with creating new things genuinely excites you. You have an experimental mindset that spurs you to test ideas and validate assumptions using data.
- You have no problem saying no to one-hundred good ideas so you can focus on delivering one great idea.
- You can speak to the needs of the C-suite just as fluently as end-users, the thought of being a Rosetta stone between stakeholders, developers, and customers genuinely excites you. .
- Going to conferences and meetups are oddly therapeutic for you. You’ve given a presentation or two because you enjoy sharing wisdom and acquiring new knowledge.
- Love for learning drives you to independently study so your skills are always up to date, likely leading to you earning your PSPO or CSPO.
- You have great communication and collaboration skills, an innate sense of user empathy, and an obsession with delivering solutions that provides value to end-users.
- 5+ years of experience as a Product Owner delivering measurable business value. You are a major fan of BDD, take pride in crafting minimum responsible documentation using Gherkin, and love to have spirited discussions on best practices for prioritizing your backlog.
About Us:
Kapitus helps small and medium business owners make payroll during tough times, scale to meet the demands of changing markets, and making large purchases to scale their operations. As a company of entrepreneurs who help entrepreneurs, we know how important it is for our clients to make investments in people, process, and technology. That is why we are passionate about making those types of investments at Kapitus. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportuinity for growth.Position Application Instructions:
Interested candidates should send a resume to: [email protected]
Arlington VA
Lead Full Stack Developer, Risk
New York NY
Position Description:
As lead developer at Kapitus, you will be part of a persistent scrum team focused on designing and developing our next generation risk platform. This will help us continue to help small business owners find lending options so they can make payroll during tough times, scale to meet market demands, and making large purchases to scale their operations.What You'll Do
teammates will be distributed between NYC and Chennai.- Design, code, and test software that makes you proud enough to contribute to our ever-growing wiki.
- Build a deep understanding of our current infrastructure and help us find ways to make it better.
- Partner with other developers to help find solutions for technical problems they are facing.
- Advocate for agile engineering practices and DevOps mindset that will help raise the bar for our software.
About You:
You are an internally motivated developer, extensibility and maintainability are firmly rooted in the way you think and work. Passion for your craft will go a long way in making you successful in this role.- Clean code is important to you because friends don’t let friends leave dangling array references after foreach loops!
- The first time you stood up a continuous deployment pipeline, committed code, and saw a Jenkins notification come through that said “SUCCESS” was one of the greatest moments of your life.
- You write great tests. Not tests for the sake of tests, but tests that help your team think through code design and protect themselves from regression so they can ultimately move faster.
- The thought of inherit ambiguity and solving complex problems genuinely excites you. You have an experimental mindset that spurs you to test ideas and validate assumptions using data.
- You are involved in the local development community and find meetups oddly therapeutic. You love learning and are constantly working to keep your skills up to date.
- There is an entrepreneurial spark that drives you to design and develop great products. You understand that for software to be successful, it has to meet real needs and drive meaningful business value.
- You have great communication and collaboration skills, an innate sense of curiosity, and an obsession with delivering products that bring end-users joy.
- Over the past 8+ years you’ve been busy building software, possibly for a financial service or fintech company.
- There is a good chance that you’ve got a repo or two on GitHub that we should check out.
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it’s needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: [email protected]
Arlington VA
Collections Agent
Position Description:
At Kapitus, our mission is to empower every business to succeed by providing the best financing options – when they need it and how they need it. Whether we are working with a business directly or through a strategic partner, we will work diligently to provide the most convenient, cost- effective and appropriate financing solution for a business’s needs. We promise to keep the best interests of our clients at the center of the financing process by operating with transparency, fairness, and integrity. We will continue to empower small businesses to make educated financial decisions, as we have since our inception in 2006. The Collections Agent, reporting to the Collections Team Manager, is responsible forPrimary Responsibilities Include:
Provide tools, strategies and best in class service to establish repayment behaviors with customers- Develop and negotiate payment plans, while adhering to all legal regulations and compliance requirements
- Keep detailed records of all customer communications, payment plans that customers have agreed to, and amounts paid
- Performs maintenance, research and resolution on past due accounts
- Ensure appropriate written correspondence is generated and sent to customers
- Access database information, pulling up credit reports, and locating other publicly available records in adherence to the Fair Debt Collection Practices Act
- Achieve department KPIs for calls to customers and payment arrangements, while meeting all quality guidelines
- Identify and recommend improvement opportunities to all collections/recovery specific platforms, systems and tools to support operational effectiveness, improve customer experience, and to remain at the forefront of technology in the collections space
Qualifications:
- 2+ Years of Collections, Recovery or Sales experience
- Call Center experience
- Strong written and verbal communication
- Experience being a contributor for policies and procedures
- Experience achieving metric and quality performance
- High School Diploma or GED
Benefits at Kapitus:
- Competitive Base Salary
- Incentive eligibility based on KPI and Quality results
- Medical, Dental and Vision Coverage
- 401K
- Life Insurance at No Cost to Employees
- PTO Including Rollover Vacation Days
- Commuter Benefits
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: [email protected]
Arlington VA
Collections Team Manager
Position Description:
At Kapitus, our mission is to empower every business to succeed by providing the best financing options – when they need it and how they need it. Whether we are working with a business directly or through a strategic partner, we will work diligently to provide the most convenient, cost- effective and appropriate financing solution for a business’s needs. We promise to keep the best interests of our clients at the center of the financing process by operating with transparency, fairness, and integrity. We will continue to empower small businesses to make educated financial decisions, as we have since our inception in 2006. The Collections Team Manager, reporting to the Director of Servicing Operations, is responsible for staffing and managing the efforts of a collections team, delivering on the department’s performance goals, providing consistent and timely coaching to staff, while promoting a positive and inclusive environment throughout the department. The Collections Team Manager will work with other business areas and senior management to improve business practices and the customer experience.Primary Responsibilities Include:
Provide strong leadership in a rapidly growing and rapidly changing business environment- Maintain effective collections practices to promote customer repayment activities, while adhering to all legal regulations and compliance requirements
- Manage, coach, and develop people
- Identify and implement procedures to ensure efficient workflow in the processing and handling of delinquent accounts
- Measure and report on key performance metrics (team level and individual level) to assess departmental effectiveness and identify areas of weakness/opportunity
- Partner with the Director of Servicing Operations and HR to recruit, hire and train new team members and manage staffing to ensure headcount levels are adequate to achieve outlined KPIs
- Collaborate with senior leaders in Risk, Underwriting, Legal and Finance in the creation and execution of pre and post-charge off collections and recoveries strategies
- Identify and recommend advancements to all collections/recovery specific platforms, systems and tools to support operational effectiveness, improve customer experience, and to remain at the forefront of technology in the collections space
Qualification and Traits:
- 3+ Years of Collections or Recovery Operations Experience/li>
- 4+ Years of People Management Experience/li>
- Call Center experience/li>
- Experience being a SME contributor for policies and procedures/li>
- Experience driving metric and quality performance/li>
- College Degree – Bachelors minimum
The Benefits of Working at Kapitus:
- Competitive Base Salary
- Medical, Dental and Vision Coverage
- 401K
- Life Insurance at No Cost to Employees
- PTO Including Rollover Vacation Days
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: [email protected]
Arlington VA
Business Analyst
Position Description:
Kapitus helps small and medium business owners make payroll during tough times, scale to meet the demands of changing markets, and making large purchases to scale their operations. As a company of entrepreneurs who help entrepreneurs, we know how important it is for our clients to make investments in people, process, and technology.That is why we are passionate about making those types of investments at Kapitus. We’ve spent the past 14 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth. The Kapitus Servicing Operations Team (Customer Service & Collections) is a high performing department focused on innovation and collaborating with other departments to provide best-in-class performance products and services to our customers. The Operations team is building a strong team culture and is focused on using data and technology to deliver operations excellence to our customers, employees and investors. The Business Analyst is responsible for all aspects of data integrity and decision making, including data mining, data generation, analysis and reporting. This individual will provide direct analytics support to the VP of Operations, Chief General Counsel and the COO, in order to evaluate and transform data to support best in class servicing and recovery strategy.The key responsibilities for these roles include:
- Analysis: Identify business challenges and opportunities for improvement. Then perform analysis to make recommendations to address the opportunity. This requires strong conceptual thinking skills, strong quantitative or financial analysis, and great business judgment
- Communications: Synthesizing findings from analysis and sharing recommendations with management and business partners
- Testing: Developing and executing tests to optimize business performance and innovate
- Implementation: Develop solutions to implement ideas, scope operational feasibility and lead implementation efforts
Qualifications:
- Bachelor's Degree
- At least 1 year of experience in quantitative or financial analysis or in management consulting
- 2+ years of experience in quantitative or financial analysis
- 1+ years of experience in SQL querying and / or Python
- 1+ years of prior supporting one of the following: small business lending, credit risk management, collections, or customer service/customer contact call centers (Preferred)
- 1 years of data visualization experience in Tableau and/or similar equivalents
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: [email protected]
Arlington VA
Salesforce CRM Administrator
Position Description:
As a Salesforce Administrator for Salesforce at Kapitus, you’ll be helping our company scale by helping us get the most value out of our Salesforce CRM implementation. This will help Kapitus continue to help small business owners find lending options so they can make payroll during tough times, hire to meet market demands, and making large purchases to scale their operations.What You'll Do
This role will give you endless opportunities to take on new responsibilities, learn new skills, and mentor others. Your teammates will be distributed between NY, VA, and Chennai.- Serve as the primary administrator for our Salesforce CRM environment.
- Work closely with stakeholders to develop business and technical requirements
- Proactively recommend enhancements, critically review feature requests, and add to our backlog of work.
- Train new users and grow the Salesforce.com skill set across the organization.
- Lead configuration, maintenance, administration, and integration of Salesforce CRM with other systems.
- Add enhancements using VisualForce, SOQL and APEX, although advanced coding skills are not required.
About You:
You are an internally motivated Salesforce administrator, automation and simplicity are firmly rooted in the way you think and work. Passion for your craft will go a long way in making you successful in this role.- The thought of inherit ambiguity and solving complex problems genuinely excites you. You have an experimental mindset that spurs you to test ideas and validate assumptions using data.
- You are involved in the local Salesforce community and find meetups oddly therapeutic. You love learning and are constantly working to keep your skills up to date.
- An inherent love for technology drives you to design and implement great solutions. You understand that for solutions to be successful, they must meet real needs and drive meaningful business value.
- You have great communication and collaboration skills, an innate sense of curiosity, and an obsession with delivering solutions that bring end-users joy.
- Over the past 8+ years you’ve played a hands-on role implementing at least two complex Salesforce.com projects, possibly for a financial service or fintech company.
- There is a good chance that you have an Advanced Administrator or Developer certification.
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: [email protected]
Arlington VA
Test Automation Architect
Position Description:
As a Test Automation Architect at Kapitus, you’ll be helping our company release software more efficiently and effectively by creating and maintaining test automation frameworks. This will help us continue to help small business owners find lending options so they can make payroll during tough times, hire to meet market demands, and making large purchases to scale their operations.What You'll Do
This role will give you endless opportunities to take on new responsibilities, learn new skills, and mentor others. Your teammates will be distributed between NY, VA, OH, and Chennai.- Architect one or more test automation platforms as needed to encompass integration, end-to-end, functional, contract and performance testing.
- Lead an organization-wide file migration to OneDrive and SharePoint.
- Work closely with the existing test automation team to incorporate the test automation that is already in place and being developed..
- Aid developers in the adoption and utilization of any test frameworks as they take over test case development.
- Troubleshoot any issues that arise within the test frameworks and adjust them as necessary to meet development software needs.
- Identify any gaps in the test automation strategy and recommend tools/frameworks to incorporate into the current solution.
About You:
You are an internally motivated test automation expert with a desire to create and expand on test frameworks that will be specifically tailored to the problems of the production codebase. Passion for your craft will go a long way in making you successful in this role.- The thought of inherit ambiguity and solving complex problems genuinely excites you. You have an experimental mindset that spurs you to test ideas and validate assumptions using data.
- You are involved in the test automation community. You love learning and are constantly working to keep your skills up to date.
- An inherent love for technology drives you to design and implement great solutions. You understand that for solutions to be successful, they have to meet real needs and drive meaningful business value.
- An inherent love for technology drives you to design and implement great solutions. You understand that for solutions to be successful, they must meet real needs and drive meaningful business value.
- You have great communication and collaboration skills, an innate sense of curiosity, and an obsession with delivering solutions that bring end-users joy.
- Over the past 12+ years you’ve played a hands-on role implementing at least two complex test automation frameworks, possibly for a financial service or fintech company.
- There is a good chance that you have spent time on the development side of the house to better understand how to incorporate testing into their daily routine.
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: [email protected]
Arlington VA
New York
Credit Underwriter
New York NY
Position Description:
The Credit Underwriter will underwrite all new merchant applications to ensure compliance with underwriting guidelines and risk standards.Primary Responsibilities:
- Responsible for full cycle underwriting of assigned small business financing
- Determine the ability of the merchant to repay financing based on analysis of the client’s cash flow statements, tax returns, and other financial information
- Perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit quality and cash flow adequacy
- Perform credit analysis and financial statement analysis on co-owners, guarantors, and individuals to determine assets coverage for requested loan amounts
- Provide recommendations for approval, or declines of merchant applications
- Communicate decisions effectively in both verbal and written communication
- Perform other due diligence as needed to determine the creditworthiness of a small business owner
Qualifications:
- Bachelor's degree in finance, accounting, business, or comparable area of study
- 2+ years’ experience working in a financial institution underwriting small/medium size businesses
- Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, credit reports, and other financial documentation.
- Proficient in various spreadsheet, word processing, and CRM applications
- Basic knowledge of credit principles, lending operations, loan research, and general credit policies
- Team player with the ability to take the initiative
- Detail oriented and the ability to work well under pressure
- Strong analytical, interpersonal, and presentation skills
We deliver our credit products through a network of partners, offering the equivalent of a bank loan but through a technology-enabled process that can deliver capital in as little as 2 business days. Our standard product is a fixed rate, short term working capital loan with no prepayment penalties. Because we use our own capital, we employ risk-based pricing to lend to businesses with varying credit profiles and for various purposes – working capital, inventory, capital improvements, expansion of facilities, acquisitions, ownership related events, and equipment purchases.
Position Application Instructions:
Interested candidates should send a resume to: [email protected]
New York
Social Brand Specialist
The Social Brand Specialist has responsibility for the day-to-day management of the company’s digital brand presence. This includes reviewing and responding to online reviews (based on pre-approved templates), assisting with brand related social media strategies and implementation, assisting with PR, assisting with Social Responsibility campaigns, minor office administration duties, and ensuring company brand policies and standards are understood and followed.
Responsibilities:
- Review all reviews and assign the appropriate response
- Ensure all customer service and legal parties are involved and contribute to urgent review responses
- Track and trend review responses and scores across multiple platforms
- Ensure all brand related content adheres to branding guidelines and policies
- Other ah hoc duties as assigned
- Assist with social media calendar and content that are brand relevant
- Assist with any PR projects as directed by the Director of Marketing
- Assist with monthly expense management of the marketing department
- Assist with implementing social responsibility campaigns
Education and Experience:
- Bachelor’s degree
- Minimum 2 years’ experience in a marketing role
- Experience with Social media and client management
- Experience partnering at all levels of an organization
Knowledge, Skills, Abilities (KSA):
- Knowledgeable in social media platforms
- Knowledgeable in review platforms (BirdEye preferred)
- Knowledge of social media campaigns, policies, and best practices
- Excellent organization and time management skills
- Excellent verbal and written communication skills
- Ability to deal with ambiguity and change
- Ability to handle multiple priorities
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: click here
New York
Accounts Payable Accountant
Founded in 2006 and headquartered in NYC, Kapitus has been recognized by customers and the industry as one of the most reliable and respected names in small business financing. With flexible financing options, we provide small businesses with the working capital they need to take advantage of opportunities and grow. We fund businesses in hundreds of industries and throughout multiple stages of growth. Using our first-hand knowledge of running small businesses, we are able to provide a personalized experience and financing solutions that are tailored to meet each customer’s unique situation.
We are looking for a passionate and hardworking Accounts Payable Accountant to join and help grow our top-notch Finance team. The ideal candidate must be able to balance delivering exceptional performance in a fun, energetic and collaborative culture.
Responsibilites:
- Responsible for the entire Accounts Payable function – Processing/Review/Reporting
- Record & review all invoices for appropriate documentation and approval prior to payment
- Deposits checks
- Review and process credit card bills/expense reports
- 1099 maintenance / filing
- Maintain electronic files and documentation thoroughly and accurately
- Processing commissions payments
- Reconcile bank statements
- Assist with month end close
- Assist with special projects & ad-hoc analysis
Requirements:
- Bachelor’s degree in Accounting, Finance or Business Administration
- 2-4 years of accounts payable or general accounting experience
- Solid understanding of basic bookkeeping and accounts payable principles
- Excellent data entry skills
- Strong verbal and written communication skills
- Intermediate skills in Microsoft excel
- Knowledge of Netsuite is required
- Must be comfortable in an entrepreneurial setting and have excellent analytical and interpersonal skills
- Must be very hands-on; well organized; able to manage multiple tasks concurrently
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: click here
Arlington VA
New York
Credit Underwriter
New York NY
Position Description:
The Credit Underwriter will underwrite all new merchant applications to ensure compliance with underwriting guidelines and risk standards.Primary Responsibilities:
- Responsible for full cycle underwriting of assigned small business financing
- Determine the ability of the merchant to repay financing based on analysis of the client’s cash flow statements, tax returns, and other financial information
- Perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit quality and cash flow adequacy
- Perform credit analysis and financial statement analysis on co-owners, guarantors, and individuals to determine assets coverage for requested loan amounts
- Provide recommendations for approval, or declines of merchant applications
- Communicate decisions effectively in both verbal and written communication
- Perform other due diligence as needed to determine the creditworthiness of a small business owner
Qualifications:
- Bachelor's degree in finance, accounting, business, or comparable area of study
- 2+ years’ experience working in a financial institution underwriting small/medium size businesses
- Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, credit reports, and other financial documentation.
- Proficient in various spreadsheet, word processing, and CRM applications
- Basic knowledge of credit principles, lending operations, loan research, and general credit policies
- Team player with the ability to take the initiative
- Detail oriented and the ability to work well under pressure
- Strong analytical, interpersonal, and presentation skills
We deliver our credit products through a network of partners, offering the equivalent of a bank loan but through a technology-enabled process that can deliver capital in as little as 2 business days. Our standard product is a fixed rate, short term working capital loan with no prepayment penalties. Because we use our own capital, we employ risk-based pricing to lend to businesses with varying credit profiles and for various purposes – working capital, inventory, capital improvements, expansion of facilities, acquisitions, ownership related events, and equipment purchases.
Position Application Instructions:
Interested candidates should send a resume to: [email protected]
New York
Renewal Sales Specialist
Position Description:
Kapitus is looking to add a Renewal Sales Specialist to its team! As a Renewal Sales Specialist Responsible for active account management, cross selling and retaining current merchant relations that will increase account penetration, revenue growth and customer satisfaction within a specified product line or business segment. Focus areas will include retention in existing accounts along with cross selling financial products. Working for one of the top small business alternative lenders in the U.S. you will be part of a high energy, fast paced work environment that offers uncapped commissions and growth opportunities for the right candidates.
Primary Responsibilities:
- Contacting existing merchant accounts to close renewal funding deals and meet month-end quota requirements.
- Developing relationships with merchants who recently took funding to assist in positive merchant relations.
- Consistently follow up on renewal leads that could turn into our next big opportunity.
- Coordinating with Sr. Renewal Specialists to continuously optimize the renewals sales process.
- Follow up on merchant requests and needs in a timely manner.
Minimum Requirements:
- 2-3 years of sales experience.
- College Degree.
- Ability to work strategically to achieve specific goals.
- Ability to thrive in a team environment; but able to work independently to achieve your personal and company growth goals.
- Excellent interpersonal/communication skills with a high ethical standard.
- Must be a driven performer and a self-starter.
- Have the ability to understand basic business math and financial concepts.
- Proficient in Microsoft Office Suite.
- Experienced in working with a CRM system.
Compensation & Benefits:
- Competitive base salary with uncapped commissions.
- Comprehensive benefits package; paid time off (PTO), 401K match.
- Work hard, play hard mentality with weekly contests, cash prizes, trips, dinners events…and even in-office ping pong tournaments.
Position Application Instructions:
Email resume and cover letter to [email protected]
New York
Jr. Renewal Specialist
Position Description:
Kapitus is adding Jr. renewal specialists to its sales team! As a Jr. Renewal Specialist you will be responsible for active account management, and retaining current merchant relations that will increase account penetration, revenue growth and customer satisfaction. Focus areas will include retention in existing accounts along with establishing client relations with new merchants. Working for one of the top small business alternative lenders in the U.S. you will be part of a high energy, fast paced work environment that offers uncapped commissions and immediate growth opportunities for the right candidates.
Primary Responsibilities:
- Contacting existing merchant accounts to assist with renewal funding with the help of our Renewal Sales Specialist.
- Developing relationships with merchants who recently took funding to assist in positive merchant relations.
- Consistently follow up on renewal leads that could turn into our next big opportunity.
- Coordinating with Sr. Renewal Specialists to continuously optimize the renewals sales process.
Minimum Requirements:
- 1+ year of sales experience, ideally in IT, FinTech, SaaS, and/or consultative sales with demonstrable experience delivering results.
- Excellent written and verbal communication skills.
- Must have a strong drive to succeed and be a top producer.
- Ability to thrive in a team environment; but able to work independently to achieve your personal and company growth goals.
- Must be detail oriented, organized and have top notch follow-through skills.
- Healthy competitive personality, sore losers look elsewhere.
- Goal Oriented.
- Superior Interpersonal Skills.
Compensation & Benefits:
- Competitive base salary with uncapped commissions.
- Comprehensive benefits package; paid time off (PTO), 401K match.
- Work hard, play hard mentality with weekly contests, cash prizes, trips, dinners events…and even in-office ping pong tournaments.
Position Application Instructions:
Email resume and cover letter to [email protected]
New York
Jr. Sales Executive
Position Description:
Kapitus is looking to add Jr. Account Executives to its team. As a Jr. Account Exec, Specialist, you will be an essential part of the sales team, working with our Sr. account executives to close new deals. Working for one of the top small business alternative lenders in the U.S. you will be part of a high energy, fast paced work environment that offers uncapped commissions and immediate growth opportunities for the right candidates.
Primary Responsibilities:
- Prospecting, engaging and closing new accounts with the help of our senior account executives.
- Developing relationships with customers and generating new business.
- Consistently follow up on leads that could turn into our next big opportunity.
- Coordinating with Sr. Account Executives to continuously optimize the sales process.
Minimum Requirements:
- 1+ year of sales experience, ideally in IT, FinTech, SaaS, and/or consultative sales with demonstrable experience delivering results.
- Excellent written and verbal communication skills.
- Must have a strong drive to succeed and be a top producer.
- Ability to thrive in a team environment; but able to work independently to achieve your personal and company growth goals.
- Must be detail oriented, organized and have top notch follow-through skills.
- Healthy competitive personality, sore losers look elsewhere.
- Goal Oriented.
- Superior Interpersonal Skills.
Compensation & Benefits:
- Competitive base salary with uncapped commissions.
- Comprehensive benefits package; paid time off (PTO), 401K match.
- Work hard, play hard mentality with weekly contests, cash prizes, trips, dinners events…and even in-office ping pong tournaments.
Position Application Instructions:
Email resume and cover letter to [email protected]
Columbus OH
Full Stack Developer, Customer Experience
As developer at Kapitus, you will be working with other developers to design well-crafted software. If you are someone who believes in TDD, clean code, and agile engineering practices, please keep reading. Your contributions will empower Kapitus to continue helping small business owners find lending options so they can make payroll during tough times, scale to meet market demands, and making large purchases to scale their operations.
What You’ll Do:
This role will give you endless opportunities to take on new responsibilities, learn new skills, and mentor others. Your teammates will be in Columbus, Ohio with stakeholders distributed between NYC, DC, and Chennai.- Design, code, and test software that makes you proud enough to contribute to our ever-growing wiki.
- Build a deep understanding of our current infrastructure and help us find ways to make it better.
- Partner with other developers to help find solutions for technical problems they are facing.
- Advocate for agile engineering practices and DevOps mindset that will help raise the bar for our software.
About You:
You are an internally motivated developer, extensibility and maintainability are firmly rooted in the way you think and work. Passion for your craft will go a long way in making you successful in this role.- Clean code is important to you. You’ve likely given copies of Uncle Bob’s books to those you care about during the holiday season.
- The first time you stood up a CI/CD pipeline, committed code, and saw a Jenkins notification come through that said “SUCCESS” was one of the greatest moments of your life.
- You write great tests. Not tests for the sake of tests, but tests that help your team think through code design and protect themselves from regression so they can ultimately move faster.
- The thought of inherit ambiguity and solving complex problems genuinely excites you. You have an experimental mindset that spurs you to test ideas and validate assumptions using data.
- You are involved in the local development community and find meetups oddly therapeutic. You love learning and are constantly working to keep your skills up to date.
- There is an entrepreneurial spark that drives you to design and develop great products. You understand that for software to be successful, it has to meet real needs and drive meaningful business value.
- You have great communication and collaboration skills, an innate sense of curiosity, and an obsession with delivering products that bring end-users joy.
- There is a good chance that you’ve got a repo or two on GitHub that we should check out.
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: click here
SUCCESS ON EVERY CORNER
“I just love the small family feel that we have. The fact that I can knock on my CEO’s door at any time and ask him a question is pretty amazing. I don’t think that happens at a lot of other companies. And the fact that anyone on the team can turn to their left or their right and ask a question without judgment. It’s great.”
-Steve Podhorzer
Underwriting
SUCCESS ON EVERY CORNER
“I love my job! Not many people can say that in life. Our company promotes hard working, positive people who provide that “thinking outside the box” mentality to get things done.”
-Toni Hoenig
SUCCESS ON EVERY CORNER
"Kapitus is a great place to be and a great place to work. The supportive environment and culture are matched by a group of dedicated people and high company morale. I enjoy working here because our mission inspires me to challenge myself and reach my goals and while helping small businesses reach their goals."
-Beverly M.
Marketing
