Your Future Starts Now
High Energy, Fast-Paced Environment. Competitive Pay. Growth Opportunities. Work that makes a difference.
OPEN OPPORTUNITIES
Collaborative
Work Environment
From marketing and sales, to underwriting and accounting, we are a group of smart dedicated individuals that come together each day to make our customers successful. Every door is open – you can converse with the CEO, heads of departments, managers…anyone and know that are you are truly being heard and your ideas are being considered.
Work Hard,
Play Hard Mentality
The work we do each day plays a crucial role in the success of small businesses across the nation. So we take our jobs seriously. We work hard, with passion and determination. And when we succeed we celebrate just as hard with weekly contests, cash prizes, trips, dinners, events…and even in-office ping pong tournaments.
Working for an
Industry Leader
When you work for Kapitus, you are working for one of the top small business alternative lenders in the U.S. You will be part of a high energy, fast paced work environment that offers competitive pay, comprehensive benefits package, additional perks and incentives along with growth opportunities for the right candidates.
“The growth we’ve seen year over year for the past 12 years says everything about Kapitus. We have built a strong team that is eager to contribute, take risks and continuously push the company forward. We are a group of hard-working, passionate, and smart people coming together each day to make a difference in the lives of business owners. We take our work seriously, but we have a great time doing it!”
-Andrew Reiser
CEO
Design Generalist (Contract)
Position Description:
Kapitus is looking for a design generalist. This creative, driven and self-efficient team member will see projects through from concept to production within a quick turnaround timetable. Assist the product, customer experience and marketing teams across a variety of initiatives.
Primary Responsibilities
- Assist the team in building online acquisition paths
- Assist in building wireframes and design mockups for user experiences on all Kapitus online properties
- Assist in designing collateral for use in marketing campaigns
- Assist in building UI specs and graphics
- Assist with user acceptance testing to verify all new digital assets and user flows
- Assist with the production of print and digital assets for online advertising and social media.
- Assist with branding initiatives.
- Assist the teams to produce a variety of motion video products for presentations, tutorials, web and other video channels.
Required Skills and Experiences:
- Bachelor’s degree in Design with 3-4 years’ experience in one or more of the following disciplines: Graphic Design, Interaction Design or Motion Design.
- Experience developing creative solutions for print and a broad range of digital platforms (responsive web design, mobile design, social media and email design) and video.
- Full knowledge of all relevant Adobe software. (After Effects, Premier Pro, Photoshop, Illustrator, InDesign, Adobe XD) and Power Point. Experience with Camtasia a plus.
- Experience in motion graphics, with the ability to take a project from concept through post production. Storyboarding experience with an understanding of how to tell a story using text, images, audio and video is a plus.
- Experience in UI/UX/visual design, with a focus on native mobile. You must be able to create wireframes, user flows, interaction prototypes, and work closely with developers to turn your designs into real products. The ability to participate in strategy and brainstorm sessions with teams, to help articulate and define their goals is a plus.
Soft Skills:
- Very strong attention to detail.
- Highly organized, self-directed, with strong ability to prioritize; ability to balance multiple complex initiatives and tasks.
- Ability to thrive in a fast-paced environment
- Desire to learn
Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.comWe are proud to be an Equal Opportunity Employer.Content Coordinator
Position Description:
Kapitus looking for an energetic self-starter to join our marketing team as our content coordinator. As the content coordinator, you will be responsible for the production of all of our content as it pertains to our content marketing plan, including articles, videos, podcasts, infographics, case studies, e-books and guides among others. You are our ideal candidate if you are passionate about creating content that not only inspires and educates, but also leads to brand awareness and lead conversions. You will also thrive in a fast-paced environment, are a strategic thinker, a dynamic writer/editor, have knowledge of basic SEO practices and you have the proven ability to manage multiple projects at one time. You are detail oriented and seeing results makes you tick! The role is based in New York City.
Primary Responsibilities:
- Manage and maintain a multi-category content calendar to regularly provide a regular cadence of relevant and engaging content for our blog, resource center, social media channels and multiple sales teams.
- Lead the content development process ñ from ideation through publishing for full content execution.
- Write, commission and edit content that delivers value to and grows our audience of small business owners.
- Build and manage a community of paid, volunteer and employee content resources and producers - including writers, videographers, photographers, editors ñ to ensure that all content deadlines are met.
- Ensures adherence to compliance with policies & procedures as well as regulatory and State requirements.
- Work closely with in-house creative team and appropriate vendors to execute the production of all content formats.
- Leverage performance metrics, customer research, competitive landscape, and industry standard best practices to continuously evolve and improve our content output.
Desired Qualifications and Traits::
- 2-3 years relevant experience in journalism and/or content production management.
- Journalistic mindset with the ability to bring stories to life through multimedia storytelling.
- Proven track record of sourcing and fully managing freelance talent
- Some experience with writing and editing
- Familiar with SEO best practices and using SEM Rush
- Experience working in content management systems, including wordpress
- Excellent project management skills with the ability to multi-task and have a strong attention to detail
- Outgoing personality - you actually really enjoy talking with clients, partners, and other potential sources
- Comfortable working with C-level executives, thought leaders and influencers
- Great energy, positive attitude and a team player
- Desire to learn and grow as a content marketing expert
Position Application Instructions:
To apply send your resume and cover letter to babel@kapitus.comPlease note that any submissions received without a resume and cover letter will not be considered.
Modification Underwriter
Position Description:
The Modification Underwriter will work closely with the collections team. The primary purpose of this position is to review and analyze the circumstances which justify a modification based on Kapitus’ Policy and procedures. The Modification Underwriter will review Cash Flow history and interim financials to determine the current health of a business. The Modification Underwriter will also interact with merchants to help get a better understanding of the business. After completion of all tasks the Modification Underwriter will make a recommendation of their findings.
Primary Responsibilities
- The ideal candidate will have a good understanding of cash flow analysis
- Excellent communication skills
- Strong negotiating skills
- Perform risk analysis of current loans to determine strength of business
- Provide recommendations for approval, or decline of merchant modification eligibility
- Communicate decisions effectively in both verbal and written communication
- Strong analytical, interpersonal, and presentation skills
- A keen ability to work in a fast paced environment
- Team Player
Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.comWe are proud to be an Equal Opportunity Employer.Senior Accountant
Position Description:
Kapitus is looking for a passionate and hardworking professional to join and help grow our top notch Finance team. The ideal candidate must be able to balance delivering exceptional performance in a fun, energetic and collaborative culture. The Senior Accountant will maintain the daily operations of the finance department and participate in monthly closings, accounts payable processing, preparation of the monthly P&L, and will maintain balance sheet schedules and general ledger.
Primary Responsibilities:
- Prepare financial statements and month end reporting
- Monthly, quarterly and annual close process, including preparation of journal entries, P&L review and balance sheet account reconciliations/analysis
- Assist with year-end audit and tax process
- Revenue recognition and Effective Interest Rate Method of amortization
- Assist with the Budget & forecast process
- Tax filing, compliance and reporting
- Research new and existing technical accounting guidance
- Assist in special projects & ad-hoc analysis
Minimum Requirements:
- Bachelor’s degree in Accounting required, CPA preferred
- 2-5 years of accounting experience required, experience in public accounting preferred
- Strong verbal and written communication skills
- Must be comfortable in an entrepreneurial setting and have excellent analytical and interpersonal skills
- Advanced skills in Microsoft excel and Power point
- Knowledge of Netsuite is a plus
- Must be very hands-on; well organized; able to manage multiple tasks concurrently
Position Application Instructions:
Email resume and cover letter to jobs@kapitus.comCredit Underwriter
Position Description:
The Credit Underwriter will underwrite all new merchant applications to ensure compliance with underwriting guidelines and risk standards.Primary Responsibilities:
- Responsible for full cycle underwriting of assigned small business financing
- Determine the ability of the merchant to repay financing based on analysis of the client’s cash flow statements, tax returns, and other financial information
- Perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit quality and cash flow adequacy
- Perform credit analysis and financial statement analysis on co-owners, guarantors, and individuals to determine assets coverage for requested loan amounts
- Provide recommendations for approval, or declines of merchant applications
- Communicate decisions effectively in both verbal and written communication
- Perform other due diligence as needed to determine the creditworthiness of a small business owner
Qualifications:
- Bachelor's degree in finance, accounting, business, or comparable area of study
- 2+ years’ experience working in a financial institution underwriting small/medium size businesses
- Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, credit reports, and other financial documentation.
- Proficient in various spreadsheet, word processing, and CRM applications
- Basic knowledge of credit principles, lending operations, loan research, and general credit policies
- Team player with the ability to take the initiative
- Detail oriented and the ability to work well under pressure
- Strong analytical, interpersonal, and presentation skills
We deliver our credit products through a network of partners, offering the equivalent of a bank loan but through a technology-enabled process that can deliver capital in as little as 2 business days. Our standard product is a fixed rate, short term working capital loan with no prepayment penalties. Because we use our own capital, we employ risk-based pricing to lend to businesses with varying credit profiles and for various purposes – working capital, inventory, capital improvements, expansion of facilities, acquisitions, ownership related events, and equipment purchases.
Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.comProduction Support Specialist
Position Description:
To provide Production support to all users of Kapitus technology systems. Respond and resolve all issues submitted by various business users of all departments, via Help Desk request. Monitor the Jira queue of all incoming issues and resolve all tickets; if the immediate resolution is not possible, coordinate with the PMO team and Release Manager the development and release of the issue to Production
Essential Functions:
- Use Jira and help enforce the workflow within the entire team
- Support effort to maintain data integrity within CRM, Platform and between technology platforms
- Meet key staff in other business units and learn about their use of software
- Read all IT initiatives as well as understand and give input
- Drive some user acceptance testing when appropriate
Required Competencies:
- At least 5 years’ experience working in a Help Desk function at any level
- 3+ years of experience of working directly with the Technology teams
- 3+ years of experience monitoring and resolving requests from various business units
- Thorough understanding of business workflows and functions
- Excellent communication skills
- Excellent troubleshooting and problem solving skills
Desired Experience:
- Call center management or operations support
- Sales team support
- Financial services support
Position Application Instructions:
Email resume and cover letter to jobs@kapitus.comSr. Associate Vendor Relations
Position Description:
Provide front line field based sales of finance products for manufacturers and equipment dealers. Develop and maintain relationships with equipment dealers and resellers across the US. Handle all aspects of dealer and end user customer interaction in the field. Participate in planning for business segment and strategic programs. Responsible for monthly/annual new business production and margin budget.
Minimum Requirements:
- Minimum 2+ years of experience developing and managing equipment financing vendor programs
- A current book of Vendor business with track-able sales record
- Must have strong knowledge in leasing structures and pricing
- High energy, goal oriented, self-starters who pride themselves on performance
- Basic computer knowledge including Microsoft Word, Excel, and Outlook
- Ability to manage multiple tasks, work under pressure, and prioritize workload
- Must be comfortable in a fast-paced, quota-driven, and results-oriented environment
- Ability to think outside the box is a must!
Compensation & Benefits:
- Bachelor’s degree is preferred but not required
- Background in equipment finance/leasing sales required
- Experience with consultative selling
- Existing vendor relationships
- Salary and compensation commensurate with experience and past success
- Ability to travel as required
Position Application Instructions:
Email resume and cover letter to jobs@kapitus.comRenewal Sales Specialist
Position Description:
Kapitus is looking to add a Renewal Sales Specialist to its team! As a Renewal Sales Specialist Responsible for active account management, cross selling and retaining current merchant relations that will increase account penetration, revenue growth and customer satisfaction within a specified product line or business segment. Focus areas will include retention in existing accounts along with cross selling financial products. Working for one of the top small business alternative lenders in the U.S. you will be part of a high energy, fast paced work environment that offers uncapped commissions and growth opportunities for the right candidates.
Primary Responsibilities:
- Contacting existing merchant accounts to close renewal funding deals and meet month-end quota requirements.
- Developing relationships with merchants who recently took funding to assist in positive merchant relations.
- Consistently follow up on renewal leads that could turn into our next big opportunity.
- Coordinating with Sr. Renewal Specialists to continuously optimize the renewals sales process.
- Follow up on merchant requests and needs in a timely manner.
Minimum Requirements:
- 2-3 years of sales experience.
- College Degree.
- Ability to work strategically to achieve specific goals.
- Ability to thrive in a team environment; but able to work independently to achieve your personal and company growth goals.
- Excellent interpersonal/communication skills with a high ethical standard.
- Must be a driven performer and a self-starter.
- Have the ability to understand basic business math and financial concepts.
- Proficient in Microsoft Office Suite.
- Experienced in working with a CRM system.
Compensation & Benefits:
- Competitive base salary with uncapped commissions.
- Comprehensive benefits package; paid time off (PTO), 401K match.
- Work hard, play hard mentality with weekly contests, cash prizes, trips, dinners events…and even in-office ping pong tournaments.
Position Application Instructions:
Email resume and cover letter to jobs@kapitus.comJr. Renewal Specialist
Position Description:
Kapitus is adding Jr. renewal specialists to its sales team! As a Jr. Renewal Specialist you will be responsible for active account management, and retaining current merchant relations that will increase account penetration, revenue growth and customer satisfaction. Focus areas will include retention in existing accounts along with establishing client relations with new merchants. Working for one of the top small business alternative lenders in the U.S. you will be part of a high energy, fast paced work environment that offers uncapped commissions and immediate growth opportunities for the right candidates.
Primary Responsibilities:
- Contacting existing merchant accounts to assist with renewal funding with the help of our Renewal Sales Specialist.
- Developing relationships with merchants who recently took funding to assist in positive merchant relations.
- Consistently follow up on renewal leads that could turn into our next big opportunity.
- Coordinating with Sr. Renewal Specialists to continuously optimize the renewals sales process.
Minimum Requirements:
- 1+ year of sales experience, ideally in IT, FinTech, SaaS, and/or consultative sales with demonstrable experience delivering results.
- Excellent written and verbal communication skills.
- Must have a strong drive to succeed and be a top producer.
- Ability to thrive in a team environment; but able to work independently to achieve your personal and company growth goals.
- Must be detail oriented, organized and have top notch follow-through skills.
- Healthy competitive personality, sore losers look elsewhere.
- Goal Oriented.
- Superior Interpersonal Skills.
Compensation & Benefits:
- Competitive base salary with uncapped commissions.
- Comprehensive benefits package; paid time off (PTO), 401K match.
- Work hard, play hard mentality with weekly contests, cash prizes, trips, dinners events…and even in-office ping pong tournaments.
Position Application Instructions:
Email resume and cover letter to jobs@kapitus.comJr. Sales Executive
Position Description:
Kapitus is looking to add Jr. Account Executives to its team. As a Jr. Account Exec, Specialist, you will be an essential part of the sales team, working with our Sr. account executives to close new deals. Working for one of the top small business alternative lenders in the U.S. you will be part of a high energy, fast paced work environment that offers uncapped commissions and immediate growth opportunities for the right candidates.
Primary Responsibilities:
- Prospecting, engaging and closing new accounts with the help of our senior account executives.
- Developing relationships with customers and generating new business.
- Consistently follow up on leads that could turn into our next big opportunity.
- Coordinating with Sr. Account Executives to continuously optimize the sales process.
Minimum Requirements:
- 1+ year of sales experience, ideally in IT, FinTech, SaaS, and/or consultative sales with demonstrable experience delivering results.
- Excellent written and verbal communication skills.
- Must have a strong drive to succeed and be a top producer.
- Ability to thrive in a team environment; but able to work independently to achieve your personal and company growth goals.
- Must be detail oriented, organized and have top notch follow-through skills.
- Healthy competitive personality, sore losers look elsewhere.
- Goal Oriented.
- Superior Interpersonal Skills.
Compensation & Benefits:
- Competitive base salary with uncapped commissions.
- Comprehensive benefits package; paid time off (PTO), 401K match.
- Work hard, play hard mentality with weekly contests, cash prizes, trips, dinners events…and even in-office ping pong tournaments.
Position Application Instructions:
Email resume and cover letter to jobs@kapitus.comRetention Specialist
Position Description:
Kapitus is looking to add a retention specialist to its team. As a Retention Specialist, you will be a key member of the sales team responsible for providing administrative support to ensure the efficient operation of the Renewals Department. You will support the Internal Renewals Team, as well as our external Independent Sales Offices, through a variety of tasks related to organization, communication, and generation of documents. You will communicate via phone and email to ensure all administrative responsibilities are completed accurately and delivered with the highest quality and in a timely manner. The company is geared towards a sales “team” approach, so working in sync with the entire Renewals Department will be vital to your success, as well as the success of the team.
Primary Responsibilities:
- Answer and direct phone calls.
- Maintain sales pipeline.
- Assist in the preparation of funding documents.
- Develop and maintain a reporting system – pipeline management.
- Act as liaison between Sales Representatives (clients), Underwriters and Sales Managers in order to facilitate and expedite contract fundings.
- Manage expectations of Sales Representatives.
- Other administrative responsibilities as required by the sales team and the Company.
Minimum Requirements:
- Knowledge of office management systems and procedures.
- Excellent time management skills and ability to multi-task and prioritize work.
- Attention to detail and some problem solving skills.
- Excellent written and verbal communication skills.
- Strong organizational skills.
- Proficiency in MS Office.
Compensation:
- The Company offers a competitive base pay plus an override.
- Comprehensive benefits package; paid time off (PTO), 401K.
Position Application Instructions:
Email resume and cover letter to jobs@kapitus.comCredit Underwriter
Position Description:
The Credit Underwriter will underwrite all new merchant applications to ensure compliance with underwriting guidelines and risk standards.Primary Responsibilities:
- Responsible for full cycle underwriting of assigned small business financing
- Determine the ability of the merchant to repay financing based on analysis of the client’s cash flow statements, tax returns, and other financial information
- Perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit quality and cash flow adequacy
- Perform credit analysis and financial statement analysis on co-owners, guarantors, and individuals to determine assets coverage for requested loan amounts
- Provide recommendations for approval, or declines of merchant applications
- Communicate decisions effectively in both verbal and written communication
- Perform other due diligence as needed to determine the creditworthiness of a small business owner
Qualifications:
- Bachelor's degree in finance, accounting, business, or comparable area of study
- 2+ years’ experience working in a financial institution underwriting small/medium size businesses
- Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, credit reports, and other financial documentation.
- Proficient in various spreadsheet, word processing, and CRM applications
- Basic knowledge of credit principles, lending operations, loan research, and general credit policies
- Team player with the ability to take the initiative
- Detail oriented and the ability to work well under pressure
- Strong analytical, interpersonal, and presentation skills
We deliver our credit products through a network of partners, offering the equivalent of a bank loan but through a technology-enabled process that can deliver capital in as little as 2 business days. Our standard product is a fixed rate, short term working capital loan with no prepayment penalties. Because we use our own capital, we employ risk-based pricing to lend to businesses with varying credit profiles and for various purposes – working capital, inventory, capital improvements, expansion of facilities, acquisitions, ownership related events, and equipment purchases.
Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.com“I just love the small family feel that we have. The fact that I can knock on my CEO’s door at any time and ask him a question is pretty amazing. I don’t think that happens at a lot of other companies. And the fact that anyone on the team can turn to their left or their right and ask a question without judgment. It’s great.”
-Steve Podhorzer
Underwriting
“I love my job! Not many people can say that in life. Our company promotes hard working, positive people who provide that “thinking outside the box” mentality to get things done.”
-Toni Hoenig
"Kapitus is a great place to be and a great place to work. The supportive environment and culture are matched by a group of dedicated people and high company morale. I enjoy working here because our mission inspires me to challenge myself and reach my goals and while helping small businesses reach their goals."
-Beverly M.
Marketing
