Your Future Starts Now
High Energy, Fast-Paced Environment. Competitive Pay. Growth Opportunities. Work that makes a difference.
OPEN OPPORTUNITIES
Collaborative
Work Environment
From marketing and sales, to underwriting and accounting, we are a group of smart dedicated individuals that come together each day to make our customers successful. Every door is open – you can converse with the CEO, heads of departments, managers…anyone and know that are you are truly being heard and your ideas are being considered.
Work Hard,
Play Hard Mentality
The work we do each day plays a crucial role in the success of small businesses across the nation. So we take our jobs seriously. We work hard, with passion and determination. And when we succeed we celebrate just as hard with weekly contests, cash prizes, trips, dinners, events…and even in-office ping pong tournaments.
Working for an
Industry Leader
When you work for Kapitus, you are working for one of the top small business alternative lenders in the U.S. You will be part of a high energy, fast paced work environment that offers competitive pay, comprehensive benefits package, additional perks and incentives along with growth opportunities for the right candidates.
“The growth we’ve seen year over year for the past 12 years says everything about Kapitus. We have built a strong team that is eager to contribute, take risks and continuously push the company forward. We are a group of hard-working, passionate, and smart people coming together each day to make a difference in the lives of business owners. We take our work seriously, but we have a great time doing it!”
-Andrew Reiser
CEO
New York
Systems Administrator, Microsoft 365
Position Description:
As a Systems Administrator at Kapitus, you will be focused on helping our company scale through the effective use of Microsoft 365 services. This will help Kapitus continue to help small business owners get access to capital so they can make payroll during tough times, scale to meet market demands, and making large purchases to scale their operations.What You'll Do
This role is a blend of strategy and tactical execution that will give you endless opportunities to take on new responsibilities, learn new skills, and mentor others. Your teammates will be distributed between NY, VA, and Chennai.- You are an internally motivated administrator, automation and simplicity are firmly rooted in the way you think and work. Passion for your craft will go a long way in making you successful in this role.
- Support the organization-wide rollout of single sign-on and automatic user provisioning.
- Build and maintain automation to manage cloud infrastructure, server instances, and on-premise networks.
- Drive continuous enhancement and administration of Microsoft 365 Products.
- Support an organization-wide file migration to OneDrive and SharePoint.
- Enhance our UEM strategy and MDM practices.
- Contribute to our living knowledgebase of technical documentation.
- Help define and measure KPIs to communicate and maintain health of services.
- Serve as escalation point for Microsoft 365 related SEV1 and SEV2 issues.
About You:
You are an internally motivated administrator, automation and simplicity are firmly rooted in the way you think and work. Passion for your craft will go a long way in making you successful in this role.- The thought of inherent ambiguity and solving complex problems genuinely excites you. You have an experimental mindset that spurs you to test ideas and validate assumptions using data.
- You are involved in the local technology community and find meetups oddly therapeutic. You love learning and are constantly working to keep your skills up to date.
- A genuine love for technology drives you to design and implement great solutions. You understand that for solutions to be successful, they have to meet real needs and drive meaningful business value.
- You have great communication and collaboration skills, an innate sense of curiosity, and an obsession with delivering solutions that bring end-users joy.
- Over the past 4+ years you’ve been busy supporting and administering best-in-class instances of Microsoft 365 services, possibly for a financial service or fintech company.
- There is a good chance that you have your MCSE or Enterprise Administrator Expert certification. Background with AWS or Atlassian products is a plus.
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.com New York
Content Writer
Position Description:
Kapitus is looking for a passionate and creative self-starter who's eager to bing their entrepreneurial energy to our marketing team as a Content Writer. As the Content Writer, you’ll be responsible for the production of all of our blog and white paper digital content. You are the ideal candidate if you are passionate about creating content that not only inspires and educates, but also leads to brand awareness, online engagement, and lead conversions. You will also thrive in a fast-paced environment, are a strategic thinker, a dynamic writer/editor, have knowledge of basic SEO practices and you have the proven ability to manage multiple projects at one time. You are detail oriented and seeing results makes you tick! The role is based in New York City.Primary Responsibilities include:
- Write, commission and edit content that delivers value to and grows our audience of small business owners
- Use SEO best practices to generate organic traffic to kapitus.com
- Analyze and interpret content marketing metrics (i.e. time spent on page, unique visitors) to optimize existing content or drive insights for future projects
- Work collaboratively within a cross-functional team environment to analyze, create, and maintain messaging in a timely and consistent manner.
- Support a variety of teams across the company.
- Ensure that our customers have positive interactions.
Desired Qualifications and Traits:
- BA in journalism, communications or related field preferred
- 2-4 years of experience editing, proofreading and feature article writing
- 2+ years of experience writing for a B2B audience
- Financial writing experience a plus
- Knowledge of digital marketing tactics, including SEO, email marketing and web analytics
- Comfort working under tight deadlines
- Ability to work on multiple high-priority pieces simultaneously
- Superior writing skills in English
- Flawless accuracy in terms of grammar and information
- Meticulous attention to detail
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.com New York
Lead Generation Manager (remote in Canada)
Position Description:
Kapitus is looking for a passionate and creative self-starter who's eager to bring their entrepreneurial energy to our marketing team as a Lead Generation Manager (Non-Digital). As the Lead Generation Manager, you’ll be responsible for the design, development, and management of all of our non-digital lead channels, including but limited to mail and radio. You are the ideal candidate if you possess strong project management skills, are results driven, and can analyze and leverage data in your decisions. You will also thrive in a fast-paced environment, are a strategic thinker, can work across several departments (internal and external), have the ability to report on financial based KPIs, and you have the proven ability to manage multiple projects at one time. You are detail oriented and seeing results makes you tick! The role is remote based in Toronto, Ontario, reporting to New York City.Primary Responsibilities include:
- Manage radio ad plan including spot price negotiation and creative development.
- Develop and manage mail campaigns including coordinating internal and external partners for design, data, and production needs.
- Test and experiment variables in existing campaigns.
- Analyze, interpret, and report response and financial metrics.
- Work collaboratively within a cross-functional team environment to analyze, create, and maintain campaigns in a timely and consistent manner.
- Support a variety of teams across the company.
- Ensure that our customers have positive interactions.
- Support ad hoc requests.
Desired Qualifications and Traits:
- Undergraduate Degree or higher. Project management training/certification preferred
- 2-4 years of experience creating and managing lead generating campaigns
- 2+ years of experience marketing to a B2B audience
- Industry experience in financial services a plus
- Knowledge of mail production process a plus
- Comfort working under tight deadlines
- Ability to work on multiple high-priority pieces simultaneously
- Superior writing skills in English
- Meticulous attention to detail
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.com New York
Senior Accountant
Position Description:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we can provide small businesses the financing they need, when and how it’s needed. We’ve spent the past 14 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth. Kapitus is looking for a passionate and hardworking professional to join and help grow our top-notch Finance team. The ideal candidate must be able to balance delivering exceptional performance in a fun, energetic and collaborative culture. The Senior Accountant will maintain the daily operations of the finance department and participate in monthly closings, accounts payable processing, preparation of the monthly P&L, and will maintain balance sheet schedules and general ledger.Responsibilities:
- Prepare financial statements and month end reporting
- Monthly, quarterly and annual close process, including preparation of journal entries, P&L review and balance sheet account reconciliations/analysis
- Assist with year-end audit and tax process
- Revenue recognition and Effective Interest Rate Method of amortization
- Assist with the Budget & forecast process
- Tax filing, compliance and reporting
- Research new and existing technical accounting guidance
- Assist in special projects & ad-hoc analysis
Requirements:
- Bachelor’s degree in Accounting required, CPA preferred
- 4-6 years of accounting experience required, experience in public accounting preferred
- Strong verbal and written communication skills
- Must be comfortable in an entrepreneurial setting and have excellent analytical and interpersonal skills
- Advanced skills in Microsoft excel and Power point
- Knowledge of Netsuite is a plus
- Must be very hands-on; well organized; able to manage multiple tasks concurrently
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.com New York
Account Manager, Business Solutions
Position Description:
The Account Manager in Business Solutions is responsible for building a new portfolio of business clients through merchant services and funding. Seeking a highly motivated individual that requires strong prospecting skills to develop and build strategic alliances for maximum growth opportunities.
Essential Functions:
- Experience selling B2B in Payment Processing and/or Financial Services to Small-Large sized businesses.
- 2+ years of inside sales experience.
- Bachelor’s degree and/or comparable experience
- Self-starter and ability to multi-task in a fast-paced environment.
- Excellent negotiation, presentation and business development skills.
- Extensive industry knowledge on pricing, equipment, and/or gateways.
- Efficient planning, organization and time management skills.
- Goal oriented leader that has a proactive approach in developing relationships with merchants and ISO partners.
- Proficient in Microsoft Excel, Word, PowerPoint and Outlook and CRM.
Required Competencies:
- At least 5 years’ experience working in a Help Desk function at any level
- 3+ years of experience of working directly with the Technology teams
- 3+ years of experience monitoring and resolving requests from various business units
- Thorough understanding of business workflows and functions
- Excellent communication skills
- Excellent troubleshooting and problem solving skills
Why You Want To Work For Kapitus
You will be part of a growing company that will not only challenge you for growth but also celebrate your accomplishments. Kapitus encourages employees to be creative and open-minded. You will have the opportunity to make a strong impact and reap in the rewards.- Competitive base plus commission
- Comprehensive benefits package; health, dental, 401K and more.
Position Application Instructions:
Email resume and cover letter to jobs@kapitus.com New York
Sr. Associate Vendor Relations
Position Description:
Provide front line field based sales of finance products for manufacturers and equipment dealers. Develop and maintain relationships with equipment dealers and resellers across the US. Handle all aspects of dealer and end user customer interaction in the field. Participate in planning for business segment and strategic programs. Responsible for monthly/annual new business production and margin budget.
Minimum Requirements:
- Minimum 2+ years of experience developing and managing equipment financing vendor programs
- A current book of Vendor business with track-able sales record
- Must have strong knowledge in leasing structures and pricing
- High energy, goal oriented, self-starters who pride themselves on performance
- Basic computer knowledge including Microsoft Word, Excel, and Outlook
- Ability to manage multiple tasks, work under pressure, and prioritize workload
- Must be comfortable in a fast-paced, quota-driven, and results-oriented environment
- Ability to think outside the box is a must!
Compensation & Benefits:
- Bachelor’s degree is preferred but not required
- Background in equipment finance/leasing sales required
- Experience with consultative selling
- Existing vendor relationships
- Salary and compensation commensurate with experience and past success
- Ability to travel as required
Position Application Instructions:
Email resume and cover letter to jobs@kapitus.com New York
Renewal Sales Specialist
Position Description:
Kapitus is looking to add a Renewal Sales Specialist to its team! As a Renewal Sales Specialist Responsible for active account management, cross selling and retaining current merchant relations that will increase account penetration, revenue growth and customer satisfaction within a specified product line or business segment. Focus areas will include retention in existing accounts along with cross selling financial products. Working for one of the top small business alternative lenders in the U.S. you will be part of a high energy, fast paced work environment that offers uncapped commissions and growth opportunities for the right candidates.
Primary Responsibilities:
- Contacting existing merchant accounts to close renewal funding deals and meet month-end quota requirements.
- Developing relationships with merchants who recently took funding to assist in positive merchant relations.
- Consistently follow up on renewal leads that could turn into our next big opportunity.
- Coordinating with Sr. Renewal Specialists to continuously optimize the renewals sales process.
- Follow up on merchant requests and needs in a timely manner.
Minimum Requirements:
- 2-3 years of sales experience.
- College Degree.
- Ability to work strategically to achieve specific goals.
- Ability to thrive in a team environment; but able to work independently to achieve your personal and company growth goals.
- Excellent interpersonal/communication skills with a high ethical standard.
- Must be a driven performer and a self-starter.
- Have the ability to understand basic business math and financial concepts.
- Proficient in Microsoft Office Suite.
- Experienced in working with a CRM system.
Compensation & Benefits:
- Competitive base salary with uncapped commissions.
- Comprehensive benefits package; paid time off (PTO), 401K match.
- Work hard, play hard mentality with weekly contests, cash prizes, trips, dinners events…and even in-office ping pong tournaments.
Position Application Instructions:
Email resume and cover letter to jobs@kapitus.com New York
Jr. Renewal Specialist
Position Description:
Kapitus is adding Jr. renewal specialists to its sales team! As a Jr. Renewal Specialist you will be responsible for active account management, and retaining current merchant relations that will increase account penetration, revenue growth and customer satisfaction. Focus areas will include retention in existing accounts along with establishing client relations with new merchants. Working for one of the top small business alternative lenders in the U.S. you will be part of a high energy, fast paced work environment that offers uncapped commissions and immediate growth opportunities for the right candidates.
Primary Responsibilities:
- Contacting existing merchant accounts to assist with renewal funding with the help of our Renewal Sales Specialist.
- Developing relationships with merchants who recently took funding to assist in positive merchant relations.
- Consistently follow up on renewal leads that could turn into our next big opportunity.
- Coordinating with Sr. Renewal Specialists to continuously optimize the renewals sales process.
Minimum Requirements:
- 1+ year of sales experience, ideally in IT, FinTech, SaaS, and/or consultative sales with demonstrable experience delivering results.
- Excellent written and verbal communication skills.
- Must have a strong drive to succeed and be a top producer.
- Ability to thrive in a team environment; but able to work independently to achieve your personal and company growth goals.
- Must be detail oriented, organized and have top notch follow-through skills.
- Healthy competitive personality, sore losers look elsewhere.
- Goal Oriented.
- Superior Interpersonal Skills.
Compensation & Benefits:
- Competitive base salary with uncapped commissions.
- Comprehensive benefits package; paid time off (PTO), 401K match.
- Work hard, play hard mentality with weekly contests, cash prizes, trips, dinners events…and even in-office ping pong tournaments.
Position Application Instructions:
Email resume and cover letter to jobs@kapitus.com New York
Jr. Sales Executive
Position Description:
Kapitus is looking to add Jr. Account Executives to its team. As a Jr. Account Exec, Specialist, you will be an essential part of the sales team, working with our Sr. account executives to close new deals. Working for one of the top small business alternative lenders in the U.S. you will be part of a high energy, fast paced work environment that offers uncapped commissions and immediate growth opportunities for the right candidates.
Primary Responsibilities:
- Prospecting, engaging and closing new accounts with the help of our senior account executives.
- Developing relationships with customers and generating new business.
- Consistently follow up on leads that could turn into our next big opportunity.
- Coordinating with Sr. Account Executives to continuously optimize the sales process.
Minimum Requirements:
- 1+ year of sales experience, ideally in IT, FinTech, SaaS, and/or consultative sales with demonstrable experience delivering results.
- Excellent written and verbal communication skills.
- Must have a strong drive to succeed and be a top producer.
- Ability to thrive in a team environment; but able to work independently to achieve your personal and company growth goals.
- Must be detail oriented, organized and have top notch follow-through skills.
- Healthy competitive personality, sore losers look elsewhere.
- Goal Oriented.
- Superior Interpersonal Skills.
Compensation & Benefits:
- Competitive base salary with uncapped commissions.
- Comprehensive benefits package; paid time off (PTO), 401K match.
- Work hard, play hard mentality with weekly contests, cash prizes, trips, dinners events…and even in-office ping pong tournaments.
Position Application Instructions:
Email resume and cover letter to jobs@kapitus.com Arlington VA New York
Credit Underwriter
New York NY
Position Description:
The Credit Underwriter will underwrite all new merchant applications to ensure compliance with underwriting guidelines and risk standards.Primary Responsibilities:
- Responsible for full cycle underwriting of assigned small business financing
- Determine the ability of the merchant to repay financing based on analysis of the client’s cash flow statements, tax returns, and other financial information
- Perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit quality and cash flow adequacy
- Perform credit analysis and financial statement analysis on co-owners, guarantors, and individuals to determine assets coverage for requested loan amounts
- Provide recommendations for approval, or declines of merchant applications
- Communicate decisions effectively in both verbal and written communication
- Perform other due diligence as needed to determine the creditworthiness of a small business owner
Qualifications:
- Bachelor's degree in finance, accounting, business, or comparable area of study
- 2+ years’ experience working in a financial institution underwriting small/medium size businesses
- Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, credit reports, and other financial documentation.
- Proficient in various spreadsheet, word processing, and CRM applications
- Basic knowledge of credit principles, lending operations, loan research, and general credit policies
- Team player with the ability to take the initiative
- Detail oriented and the ability to work well under pressure
- Strong analytical, interpersonal, and presentation skills
We deliver our credit products through a network of partners, offering the equivalent of a bank loan but through a technology-enabled process that can deliver capital in as little as 2 business days. Our standard product is a fixed rate, short term working capital loan with no prepayment penalties. Because we use our own capital, we employ risk-based pricing to lend to businesses with varying credit profiles and for various purposes – working capital, inventory, capital improvements, expansion of facilities, acquisitions, ownership related events, and equipment purchases.
Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.com Arlington VA
Business Analyst
Position Description:
Kapitus helps small and medium business owners make payroll during tough times, scale to meet the demands of changing markets, and making large purchases to scale their operations. As a company of entrepreneurs who help entrepreneurs, we know how important it is for our clients to make investments in people, process, and technology.That is why we are passionate about making those types of investments at Kapitus. We’ve spent the past 14 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth. The Kapitus Servicing Operations Team (Customer Service & Collections) is a high performing department focused on innovation and collaborating with other departments to provide best-in-class performance products and services to our customers. The Operations team is building a strong team culture and is focused on using data and technology to deliver operations excellence to our customers, employees and investors. The Business Analyst is responsible for all aspects of data integrity and decision making, including data mining, data generation, analysis and reporting. This individual will provide direct analytics support to the VP of Operations, Chief General Counsel and the COO, in order to evaluate and transform data to support best in class servicing and recovery strategy.The key responsibilities for these roles include:
- Analysis: Identify business challenges and opportunities for improvement. Then perform analysis to make recommendations to address the opportunity. This requires strong conceptual thinking skills, strong quantitative or financial analysis, and great business judgment
- Communications: Synthesizing findings from analysis and sharing recommendations with management and business partners
- Testing: Developing and executing tests to optimize business performance and innovate
- Implementation: Develop solutions to implement ideas, scope operational feasibility and lead implementation efforts
Qualifications:
- Bachelor's Degree
- At least 1 year of experience in quantitative or financial analysis or in management consulting
- 2+ years of experience in quantitative or financial analysis
- 1+ years of experience in SQL querying and / or Python
- 1+ years of prior supporting one of the following: small business lending, credit risk management, collections, or customer service/customer contact call centers (Preferred)
- 1 years of data visualization experience in Tableau and/or similar equivalents
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.com Arlington VA
Senior Systems Administrator, Microsoft 365
Position Description:
As a Senior Systems Administrator at Kapitus, you will be focused on helping our company scale through the effective use of Microsoft 365 services. This will help us continue to help small business owners get access to capital so they can make payroll during tough times, scale to meet market demands, and making large purchases to scale their operations.What You'll Do
This role is a blend of strategy and tactical execution that will give you endless opportunities to take on new responsibilities, learn new skills, and mentor others. Your teammates will be distributed between NY, VA, and Chennai.- Design and manage the organization-wide rollout of single sign-on and automatic user provisioning.
- Lead an organization-wide file migration to OneDrive and SharePoint.
- Build and maintain automation to manage cloud infrastructure, server instances, and on-premise networks.
- Lead continuous enhancement and administration of Microsoft 365 Products.
- Enhance our UEM strategy and MDM practices. .
- Contribute to our living knowledgebase of technical documentation.
- Help define and measure KPIs to communicate and maintain health of services.
- Serve as escalation point for Microsoft 365 related SEV1 and SEV2 issues.
About You:
You are an internally motivated administrator, automation and simplicity are firmly rooted in the way you think and work. Passion for your craft will go a long way in making you successful in this role.- The thought of inherent ambiguity and solving complex problems genuinely excites you. You have an experimental mindset that spurs you to test ideas and validate assumptions using data.
- You are involved in the local technology community and find meetups oddly therapeutic. You love learning and are constantly working to keep your skills up to date.
- A genuine love for technology drives you to design and implement great solutions. You understand that for solutions to be successful, they have to meet real needs and drive meaningful business value.
- have great communication and collaboration skills, an innate sense of curiosity, and an obsession with delivering solutions that bring end-users joy.
- Over the past 8+ years you’ve been busy designing and implementing best-in-class instances of Microsoft 365 services, possibly for a financial service or fintech company.
- There is a good chance that you have your MCSE or Enterprise Administrator Expert certification. Background with AWS or Atlassian products is a plus.
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.com Arlington VA
Product Owner
Position Description:
As a Product Owner at Kapitus, you'll be responsible for helping our customers find lending options to grow their companies. (This will change based on the role) You’ll act as the “CEO” of your product by working with customers, developers, and internal stakeholders to ensure that we fully-understand market needs, are staying true to our core mission, and building the most valuable features possible. You are responsible for growth and risk - accountable for achieving business objectives and financial metrics, communicating to all levels of the organization, and crafting an agile roadmap to guide the product to market.What You'll Do
You’ll be part of a small, persistent team and have endless opportunities to take on responsibility, continue learning, and mentor others.- Craft a vision and strategy based on input from customers, stakeholders, and the development team that can be clearly communicated to all levels of the organization.
- Develop feedback loops with internal stakeholders and external customers to validate and solicit ideas and utilize data to drive decisions.
- Work daily with development and analytics teams to clarify the vision, requirements, and priorities.
- Work with sales and marketing teams to properly position products in the marketplace..
- Continuously adapt the plan by adjusting scope and priorities to deliver the most valuable solutions possible.
- Balance the value of deliverables with their associated cost and risk.
- Own the product backlog, objectively balancing directions from multiple stakeholders.
- Define user stories that are ready for the development team.
About You:
You are an internally motivated Product Owner, Scrum and Design Thinking are firmly rooted in the way you think and work. Passion for your craft will go a long way in making you successful in this role.- You sometimes speak in user stories and have been known to set OKRs in your personal life.
- The thought of inherit ambiguity and risk that comes with creating new things genuinely excites you. You have an experimental mindset that spurs you to test ideas and validate assumptions using data.
- You have no problem saying no to one-hundred good ideas so you can focus on delivering one great idea.
- You can speak to the needs of the C-suite just as fluently as end-users, the thought of being a Rosetta stone between stakeholders, developers, and customers genuinely excites you. .
- Going to conferences and meetups are oddly therapeutic for you. You’ve given a presentation or two because you enjoy sharing wisdom and acquiring new knowledge.
- Love for learning drives you to independently study so your skills are always up to date, likely leading to you earning your PSPO or CSPO.
- You have great communication and collaboration skills, an innate sense of user empathy, and an obsession with delivering solutions that provides value to end-users.
- 5+ years of experience as a Product Owner delivering measurable business value. You are a major fan of BDD, take pride in crafting minimum responsible documentation using Gherkin, and love to have spirited discussions on best practices for prioritizing your backlog.
About Us:
Kapitus helps small and medium business owners make payroll during tough times, scale to meet the demands of changing markets, and making large purchases to scale their operations. As a company of entrepreneurs who help entrepreneurs, we know how important it is for our clients to make investments in people, process, and technology. That is why we are passionate about making those types of investments at Kapitus. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportuinity for growth.Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.com Arlington VA
Lead Full Stack Developer, Risk
New York NY
Position Description:
As lead developer at Kapitus, you will be part of a persistent scrum team focused on designing and developing our next generation risk platform. This will help us continue to help small business owners find lending options so they can make payroll during tough times, scale to meet market demands, and making large purchases to scale their operations.What You'll Do
teammates will be distributed between NYC and Chennai.- Design, code, and test software that makes you proud enough to contribute to our ever-growing wiki.
- Build a deep understanding of our current infrastructure and help us find ways to make it better.
- Partner with other developers to help find solutions for technical problems they are facing.
- Advocate for agile engineering practices and DevOps mindset that will help raise the bar for our software.
About You:
You are an internally motivated developer, extensibility and maintainability are firmly rooted in the way you think and work. Passion for your craft will go a long way in making you successful in this role.- Clean code is important to you because friends don’t let friends leave dangling array references after foreach loops!
- The first time you stood up a continuous deployment pipeline, committed code, and saw a Jenkins notification come through that said “SUCCESS” was one of the greatest moments of your life.
- You write great tests. Not tests for the sake of tests, but tests that help your team think through code design and protect themselves from regression so they can ultimately move faster.
- The thought of inherit ambiguity and solving complex problems genuinely excites you. You have an experimental mindset that spurs you to test ideas and validate assumptions using data.
- You are involved in the local development community and find meetups oddly therapeutic. You love learning and are constantly working to keep your skills up to date.
- There is an entrepreneurial spark that drives you to design and develop great products. You understand that for software to be successful, it has to meet real needs and drive meaningful business value.
- You have great communication and collaboration skills, an innate sense of curiosity, and an obsession with delivering products that bring end-users joy.
- Over the past 8+ years you’ve been busy building software, possibly for a financial service or fintech company.
- There is a good chance that you’ve got a repo or two on GitHub that we should check out.
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it’s needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.com Arlington VA
Collections Team Manager
Position Description:
At Kapitus, our mission is to empower every business to succeed by providing the best financing options – when they need it and how they need it. Whether we are working with a business directly or through a strategic partner, we will work diligently to provide the most convenient, cost- effective and appropriate financing solution for a business’s needs. We promise to keep the best interests of our clients at the center of the financing process by operating with transparency, fairness, and integrity. We will continue to empower small businesses to make educated financial decisions, as we have since our inception in 2006. The Collections Team Manager, reporting to the Director of Servicing Operations, is responsible for staffing and managing the efforts of a collections team, delivering on the department’s performance goals, providing consistent and timely coaching to staff, while promoting a positive and inclusive environment throughout the department. The Collections Team Manager will work with other business areas and senior management to improve business practices and the customer experience.Primary Responsibilities Include:
Provide strong leadership in a rapidly growing and rapidly changing business environment- Maintain effective collections practices to promote customer repayment activities, while adhering to all legal regulations and compliance requirements
- Manage, coach, and develop people
- Identify and implement procedures to ensure efficient workflow in the processing and handling of delinquent accounts
- Measure and report on key performance metrics (team level and individual level) to assess departmental effectiveness and identify areas of weakness/opportunity
- Partner with the Director of Servicing Operations and HR to recruit, hire and train new team members and manage staffing to ensure headcount levels are adequate to achieve outlined KPIs
- Collaborate with senior leaders in Risk, Underwriting, Legal and Finance in the creation and execution of pre and post-charge off collections and recoveries strategies
- Identify and recommend advancements to all collections/recovery specific platforms, systems and tools to support operational effectiveness, improve customer experience, and to remain at the forefront of technology in the collections space
Qualification and Traits:
- 3+ Years of Collections or Recovery Operations Experience/li>
- 4+ Years of People Management Experience/li>
- Call Center experience/li>
- Experience being a SME contributor for policies and procedures/li>
- Experience driving metric and quality performance/li>
- College Degree – Bachelors minimum
The Benefits of Working at Kapitus:
- Competitive Base Salary
- Medical, Dental and Vision Coverage
- 401K
- Life Insurance at No Cost to Employees
- PTO Including Rollover Vacation Days
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.com Arlington VA
Salesforce CRM Administrator
Position Description:
As a Salesforce Administrator for Salesforce at Kapitus, you’ll be helping our company scale by helping us get the most value out of our Salesforce CRM implementation. This will help Kapitus continue to help small business owners find lending options so they can make payroll during tough times, hire to meet market demands, and making large purchases to scale their operations.What You'll Do
This role will give you endless opportunities to take on new responsibilities, learn new skills, and mentor others. Your teammates will be distributed between NY, VA, and Chennai.- Serve as the primary administrator for our Salesforce CRM environment.
- Work closely with stakeholders to develop business and technical requirements
- Proactively recommend enhancements, critically review feature requests, and add to our backlog of work.
- Train new users and grow the Salesforce.com skill set across the organization.
- Lead configuration, maintenance, administration, and integration of Salesforce CRM with other systems.
- Add enhancements using VisualForce, SOQL and APEX, although advanced coding skills are not required.
About You:
You are an internally motivated Salesforce administrator, automation and simplicity are firmly rooted in the way you think and work. Passion for your craft will go a long way in making you successful in this role.- The thought of inherit ambiguity and solving complex problems genuinely excites you. You have an experimental mindset that spurs you to test ideas and validate assumptions using data.
- You are involved in the local Salesforce community and find meetups oddly therapeutic. You love learning and are constantly working to keep your skills up to date.
- An inherent love for technology drives you to design and implement great solutions. You understand that for solutions to be successful, they must meet real needs and drive meaningful business value.
- You have great communication and collaboration skills, an innate sense of curiosity, and an obsession with delivering solutions that bring end-users joy.
- Over the past 8+ years you’ve played a hands-on role implementing at least two complex Salesforce.com projects, possibly for a financial service or fintech company.
- There is a good chance that you have an Advanced Administrator or Developer certification.
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.com Arlington VA
Test Automation Architect
Position Description:
As a Test Automation Architect at Kapitus, you’ll be helping our company release software more efficiently and effectively by creating and maintaining test automation frameworks. This will help us continue to help small business owners find lending options so they can make payroll during tough times, hire to meet market demands, and making large purchases to scale their operations.What You'll Do
This role will give you endless opportunities to take on new responsibilities, learn new skills, and mentor others. Your teammates will be distributed between NY, VA, OH, and Chennai.- Architect one or more test automation platforms as needed to encompass integration, end-to-end, functional, contract and performance testing.
- Lead an organization-wide file migration to OneDrive and SharePoint.
- Work closely with the existing test automation team to incorporate the test automation that is already in place and being developed..
- Aid developers in the adoption and utilization of any test frameworks as they take over test case development.
- Troubleshoot any issues that arise within the test frameworks and adjust them as necessary to meet development software needs.
- Identify any gaps in the test automation strategy and recommend tools/frameworks to incorporate into the current solution.
About You:
You are an internally motivated test automation expert with a desire to create and expand on test frameworks that will be specifically tailored to the problems of the production codebase. Passion for your craft will go a long way in making you successful in this role.- The thought of inherit ambiguity and solving complex problems genuinely excites you. You have an experimental mindset that spurs you to test ideas and validate assumptions using data.
- You are involved in the test automation community. You love learning and are constantly working to keep your skills up to date.
- An inherent love for technology drives you to design and implement great solutions. You understand that for solutions to be successful, they have to meet real needs and drive meaningful business value.
- An inherent love for technology drives you to design and implement great solutions. You understand that for solutions to be successful, they must meet real needs and drive meaningful business value.
- You have great communication and collaboration skills, an innate sense of curiosity, and an obsession with delivering solutions that bring end-users joy.
- Over the past 12+ years you’ve played a hands-on role implementing at least two complex test automation frameworks, possibly for a financial service or fintech company.
- There is a good chance that you have spent time on the development side of the house to better understand how to incorporate testing into their daily routine.
About Us:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed. We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.com Arlington VA
Senior Data Scientist
Arlington, VA
Primary Responsibilities:
- Build predictive models including but not limited to credit risk, marketing, fraud, and offer acceptance propensity
- Perform through testing and validation of models and support various aspects of the business with data analytics; I.e., experience with data and model governance
- Identify new data sources/patterns that add significant lift to predictive modeling capabilities; ideally come in with existing knowledge about relevant datasets/services, to leverage
- Research, design, implement and validate cutting-edge algorithms/models to analyze diverse sources of data to achieve targeted outcomes; I.e., be up to date on data science research (papers and libraries); be able to build and evaluate models yourself
- Conduct analysis and turn insights into actionable changes for predictive models or policies; have experience identifying and prioritizing the business impact
- Recommend ongoing improvements / tuning to methods and algorithms currently in use/production
- Deliver informative and effective findings, results and recommendations from statistical analysis to stakeholders, both technical and non-technical audiences
- Effectively mentor non-statistical programming peers about statistical programming practices.
Qualifications:
- MS in Statistics, Economics, Finance, Survey Research or other related quantitative field
- Strong understanding of Computer Science fundamentals
- 4+ years Statistics/data modeling in an applied context
- Proven track record of building new models and improving existing models
- Strong attention to detail; excellent communication and project management skills
- Thorough understanding of statistical modeling techniques
- Advanced Python or R; we are a primarily-Python shop
- Exploratory data analysis and visualization
- Experience with marketing mix modeling, digital attribution modeling, multivariate regression, time-series modeling, Bayesian statistics, segmentation modeling, machine learning, data mining, simulation, optimization, forecasting
- Have a portfolio (e.g., website, github, paper references, etc.) of papers, visualizations, or software
- Agile, Scrum experience
- Salesforce
- Strong SQL; we primarily use MySQL
- Big data: e.g., competence with Spark, Redshift or Snowflake
Desirable Experience:
- Profession experience at a financial services organization
- Econometric modeling, traditional modeling techniques (regression, tree-based models), deep learning
Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.com Arlington VA New York
Credit Underwriter
New York NY
Position Description:
The Credit Underwriter will underwrite all new merchant applications to ensure compliance with underwriting guidelines and risk standards.Primary Responsibilities:
- Responsible for full cycle underwriting of assigned small business financing
- Determine the ability of the merchant to repay financing based on analysis of the client’s cash flow statements, tax returns, and other financial information
- Perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit quality and cash flow adequacy
- Perform credit analysis and financial statement analysis on co-owners, guarantors, and individuals to determine assets coverage for requested loan amounts
- Provide recommendations for approval, or declines of merchant applications
- Communicate decisions effectively in both verbal and written communication
- Perform other due diligence as needed to determine the creditworthiness of a small business owner
Qualifications:
- Bachelor's degree in finance, accounting, business, or comparable area of study
- 2+ years’ experience working in a financial institution underwriting small/medium size businesses
- Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, credit reports, and other financial documentation.
- Proficient in various spreadsheet, word processing, and CRM applications
- Basic knowledge of credit principles, lending operations, loan research, and general credit policies
- Team player with the ability to take the initiative
- Detail oriented and the ability to work well under pressure
- Strong analytical, interpersonal, and presentation skills
We deliver our credit products through a network of partners, offering the equivalent of a bank loan but through a technology-enabled process that can deliver capital in as little as 2 business days. Our standard product is a fixed rate, short term working capital loan with no prepayment penalties. Because we use our own capital, we employ risk-based pricing to lend to businesses with varying credit profiles and for various purposes – working capital, inventory, capital improvements, expansion of facilities, acquisitions, ownership related events, and equipment purchases.
Position Application Instructions:
Interested candidates should send a resume to: jobs@kapitus.com SUCCESS ON EVERY CORNER
“I just love the small family feel that we have. The fact that I can knock on my CEO’s door at any time and ask him a question is pretty amazing. I don’t think that happens at a lot of other companies. And the fact that anyone on the team can turn to their left or their right and ask a question without judgment. It’s great.”
-Steve Podhorzer
Underwriting
SUCCESS ON EVERY CORNER
“I love my job! Not many people can say that in life. Our company promotes hard working, positive people who provide that “thinking outside the box” mentality to get things done.”
-Toni Hoenig
SUCCESS ON EVERY CORNER
"Kapitus is a great place to be and a great place to work. The supportive environment and culture are matched by a group of dedicated people and high company morale. I enjoy working here because our mission inspires me to challenge myself and reach my goals and while helping small businesses reach their goals."
-Beverly M.
Marketing
