Invoice Factoring

TURN YOUR ACCOUNT RECEIVABLES INTO CASH – FACTORING LINES FROM $200K – $7 Million

Competitive Industry Rates As Low as 1.25%
5 Minute Application Process; Funding in As Little As 24 Hours

ADVANTAGES OF INVOICE FACTORING

Quick Access To Cashflow
No Credit Requirements, Only 6 Months in Business Required

IS FACTORING YOUR ACCOUNTS RECEIVABLES THE RIGHT FIT?

Industries Served – Staffing Agencies, Wholesalers, Government Contractors
General Minimums for this product start at $200k invoices

Copyright 2021 • Kapitus • All Rights Reserved
Loans made in California are issued by Strategic Funding Source, Inc. dba Kapitus, pursuant to California Finance Lenders License No. 603-G807.

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Features & Benefits

Cash Flow Without Debt

Since invoice factoring is cash provided to you based on outstanding invoices, it is not a loan and will not add liabilities to your balance sheet. With invoice factoring you don’t have to wait 30- 90 days to get payment for services/goods delivered and you don’t have a monthly loan payment.

Quick Access to Cash

The total time it takes to access financing through invoice factoring is typically anywhere between 1-2 weeks. The easy application and underwriting processes will range between 5-10 days and once your invoices are approved, funds are usually provided with 24-48 hours.

Flexible Terms & Reasonable Rates

Owners are free to choose which invoices they would like to factor and the frequency at which they would like to factor an invoice – there are no long-term contracts required. Factoring rates have seen a dramatic decrease over the past few years, with fees as low as 1.5%.

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Purchase Order Financing is designed to provide businesses with the cash they need to fulfill a customer order. With this option, the financed amount goes directly to your supplier to cover the manufacturing and delivery of goods to your customer. The larger the transaction amount, the lower your rates will typically be. You will have a starting rate that is determined during the underwriting process, and after the first month the rate will increase.

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Available for both short- and long-term needs. Our business loans provide you with an agreed upon sum of money that you will pay back over a specified amount of time, with interest. The amount of interest paid and the total overall cost will depend on whether you opt for a short-term loan, which typically has a higher interest rate but a lower overall cost or a long-term loan, which tends to have a lower interest rate but a higher overall cost.

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Revenue Based Financing

Revenue Based Financing is an up-front sum of cash that is based on a business’s future sales. Though not technically a loan, this is a great option for businesses that need access to cash quickly. Because this is not a loan, there is no APR or compounded interest associated with this product. Instead, borrowers agree to pay a fixed percentage in addition to the amount provided.

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Apply now to be considered for all options

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“Great company and they listened to my needs and offered affordable solutions. They gave me several options that would insure a long-lasting relationship at a very fair price that I could easily afford and refinancing options times that exceeded my expectations. I would recommend this company to everyone that needs business funding. And thanks to [my account manager] that knows how to listen to the needs of the customer, the entire process was easy to complete”
– David M.
Owner, Professional Painting Company

SUCCESS ON EVERY CORNER

“We’ve renewed our contract with [Kapitus] several times now. Through their financing, we have grown the infrastructure of our sign language interpreting business, including increasing human capital, building a center in Portland, Oregon and paying down debt. [Kapitus] custom-tailored our financing program and we are able to control our payments, with the option to adjust the amount and interest rate. It was simple and there were no hoops to jump through. Our partnership with Strategic has allowed our business to grow.”
– Julian I.
Owner, Trucking Company

SUCCESS ON EVERY CORNER

Because of [him] I will continue to grow my business, and if I need funding again, I will without a doubt go through him.”
– Claudia R..
Owner of Women’s Clothing Boutique

SUCCESS ON EVERY CORNER

-David M. Owner, Professional Painting Company

SUCCESS ON EVERY CORNER

-Julian I. Owner, ASL Interpreting Services

SUCCESS ON EVERY CORNER

“It was a rough time. After being turned down for a bank loan, I started looking at other options. I knew I wanted to work with a company based in New York and one that I felt I could trust. [Kapitus] came to meet me at my store, I felt confident about it. I would recommend them to anyone.”

-Claudia R. Owner of Women’s Clothing Boutique

SUCCESS ON EVERY CORNER

Ready to Apply?

If invoice factoring seems like the right fit for you, let’s get you ready to apply. To begin the application, you will need to be able to provide an accounts receivable/payable aging report, articles of incorporation or partnership agreement, personal or corporate tax return and personal or corporate financial statement. Also, be sure to check the credit of your commercial clients. Invoice factoring does not pull your credit, but your commercial clients’ credit must be in good standing. Additional documentation will likely be required as you move through the underwriting process. If you’re still not sure that invoice factoring is right for you, you can use our financing matching tool or give us a call at (800) 780-7133 to speak with one of our financing specialists.

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Invoice Factoring

Get A Free Quote Today

Features & Benefits

Cash Flow Without Debt

Quick Access to Cash

Flexible Terms & Reasonable Rates

People also applied for…

Purchase Order Financing

Business
Loans

Revenue Based Financing

Apply now to be considered for all options

Ready to Apply?

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Get A Free Quote Today

Invoice Factoring

Get A Free Quote Today

Features & Benefits

Cash Flow Without Debt

Quick Access to Cash

Flexible Terms & Reasonable Rates

People also applied for…

Purchase Order Financing

Business Loans

Revenue Based Financing

Apply now to be considered for all options

Ready to Apply?

About Us

Products

Contact Us

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