Kapitus Helix^® Healthcare Financing Program

Business Financing Created Exclusively for Medical Practices

FAST AND AFFORDABLE BUSINESS FINANCING:

Competitive industry rates
A wide selection of financing options
Flexible terms to fit your business needs
5-minute application
Approval in as little as 4 hours
Funds in as little as 3 days

MINIMUM BUSINESS REQUIREMENTS:

625 credit score
$250k average annual revenue
Licensed Healthcare/Medical Practitioner

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You’re a Doctor Managing a Practice – But You’re Also a Business Owner

Like any business out there, you need working capital to keep your practice running. Unlike every other business out there, you are required to follow complex federal regulations just to collect the amounts due from your patients. Most business financing options, along with their approval requirements, were created with a one size fits most mold – and you do not fall into that “most” category – leaving you with very few options to help you manage and grow your practice. That has all changed with the Kapitus Helix Healthcare Financing Program. Created with the unique needs of healthcare practices in mind, the Helix Healthcare Financing Program offers you a bevy of healthcare and medical practice loans and alternative financing options to help keep your practice running smoothly, modern, full of patients, and (most important of all) independent.

Why Consider Helix Healthcare & Medical Practice Loans?

Paragraph: Having additional access to financing is critical for any healthcare practice – whether you’re a general practitioner, a pediatrician, a dentist, and everything in between. For the times when your business credit card is not the right fit, the Helix Healthcare Financing Program offers you financing alternatives with risk models, underwriting processes, terms and payment plans that address the specific nuances associated with running healthcare and medical practices.

Variety of Financing Options
From traditional term loans for medical practices to equipment financing for new technology, to lines of credit – you can choose the right option for your practice’s needs.

With flexible financing amounts, extended terms available, and customizable payment plans, you’re able to build out a financing plan that bridges gaps between insurance payouts.

Easy Access & Quick Approvals
Our proprietary risk models consider the irregularity that comes along with practice revenues, and the implications this can have on credit scores; meaning less stringent credit and revenue requirements.

As a healthcare or medical professional, you’re busy. You don’t have time for a long and complicated approval process. Our simple application and specialized underwriting significantly reduce application prep and approval wait times.

Save Money on Financing Costs
The overwhelming majority of practice owners are forced to resort to using business credit cards with exorbitant fees and to cover expenses that credit cards are not designed for. With Helix Healthcare Financing, you can qualify for the preferred pricing we offer medical professionals.

Many of the financing options available through the Helix Healthcare Program can be used to consolidate existing debt, allowing you to lower your financing costs resulting in significant savings and increase cash flow.

Enjoy Cash Flow Health
Delayed insurance reimbursements, bringing in new patients, and mandated medical equipment upgrades no longer have to be a source of stress or reasons to deplete your cash reserves.

If your focus is on meeting long-term growth goals, Helix Healthcare Financing can be used to hire staff, cover payroll, run marketing campaigns, and expand your practice without detrimentally impacting cash flow.

Kapitus Helix Healthcare Program – What You Need to Know

Access to financing is critical to successfully running an independent healthcare practice. With Helix Healthcare Financing, you have access to a variety of financing options to give you the options you need to keep your practice successful. We can offer flexible financing amounts, rates, terms and repayment options (including variable repayment amounts, or fixed payments on a daily, weekly or, through trusted partners, monthly payments) that allow you to build a financing plan to cover both the short – and long-term needs of your practice.

Do I Qualify for Helix Healthcare Financing

Qualifying for Helix is not as difficult as you might think! While qualification requirements will vary depending on the amount and type of financing you are looking to secure, there is minimum criteria:

You must have a minimum 600 FICO
You practice must be at least 6 months old
You must have an average monthly revenue of $120,000
You must be a licensed practitioner

How To Apply?

Applying for Helix Healthcare financing is quick and easy. It takes about 10-15 minutes to get started. Simply fill out our online application and upload the required documents! Upon receipt of your initial application, your Healthcare Financing Specialist will be in touch, letting you know the financing options for which you qualify and walk you through the next steps.

APPLY NOW

Who Should Use Helix Healthcare Financing?

Helix Healthcare Financing was created for all professionals in the healthcare industry (including those who help our furry and scaly friends) who are running an independent practice. Here are the practice areas that most frequently use Helix Healthcare Financing :

Ambulatory, Surgical & Emergency Centers
Dentists
Family Planning Centers
General Practitioners
Home Health Care Services
Mental Health Practitioners
Optometrist
Pharmacies
Podiatrists
Veterinary Services

Top 3 Reasons to Choose the Helix Healthcare Financing Program

1. Finally – You Have Options!

Due to the unique and very regulated nature of running a practice, access to traditional forms of financing has historically been difficult for healthcare and medical professionals. And alternative options coming onto the market over the last two decades weren’t much better. Kapitus saw there was a need for financing programs created specifically for healthcare practices that took into account these unique needs and created Helix Healthcare Financing.

2. You Can Keep Your Independent Practice…Independent

It’s a sad fact that all too many independent practices are being forced to close due to the costs of overhead, insurance, adhering to regulations and staying on top of technology improvements and requirements. Without truly consistent cash flow, keeping up with these expenses can be daunting. Helix Healthcare Financing provides you a reliable and trustworthy financial partner to help you manage issues so you can keep your practice independent and successful.

3. No Financial Smoke & Mirrors

With Helix, what you see is what you get. We believe in being up-front and transparent about every aspect of the application and funding process – from fees you may encounter to the costs of financing, to repayment terms.

FAQs

Q: What is medical practice financing?

A: Medical practice financing is a variety of loan and other funding options made available to independent practices to keep them running and growing. It is available to help bridge gaps in insurance payouts, to upgrade new equipment, and help manage the day-to-day operations that come along with running an independent practice.

Q: How would I use medical practice financing?

A: Medical practice financing is available to cover any expense that comes along with operating a practice and to help regulate cash flow. Depending on the product you choose, you can use medical practice financing to purchase new equipment, cover your insurance premiums, expand or renovate your practice, hire new staff, cover payroll, consolidate existing debt, etc

Q: Is collateral required for medical practice financing?

A: Whether or not collateral is required is dependent on the type of financing you are looking to secure. For example, a medical equipment loan does not require you to use existing fixed assets as collateral because the equipment, itself, is considered the collateral. If you are looking for a working capital medical practice loan, security from your personal assets is not typically required. But, if you opt for a government-backed SBA loan, you could be required to offer personal real estate as collateral depending on your intended use of funds.

Resources – Understanding Medical Practice Financing

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Marketing your healthcare practice is essential in attracting new patients and keeping your business “in the black”. Yet, putting together the right strategies, plan and technology to keep a busy practice growing can be challenging.