Small Business Loan Application Checklist | Updated for 2019

Building and running a small business is hard. It takes conviction, leadership, sound management and, every so often, a much-needed injection of financing. In both good and lean times businesses are often faced with the decision to pursue some type of financing. However, applying for and acquiring small business loans and alternate financing can often be…


5 Key Reasons to Forecast Your Cash Flow

Projecting your cash flow can help you plan for the future, avoid unexpected shortfalls and even qualify for a small business loan. Many overextended small business owners are weary of cash flow analysis. “Analysis” of any kind sounds difficult, and who has the time or energy to make future projections? More importantly, why bother to…


Boost Productivity (and Give Your Brain a Break) with Mini Escapes

As a business owner, you often have little down time. But even if you can’t take a vacation, it’s important to relax and recharge. Even taking a short intermission can boost productivity by giving your brain a break. While it might sound counter intuitive, taking time to relax can actually make you more efficient. The…


It takes money to make money: Low Debt-to-income Ratio and specific loans that can help grow your small business

For small business owners there are many options for using debt to meet your small business’s specific needs. Small business bank loans totaled nearly $600 billion in 2015, according to data from the U.S. Small Business Administration reported in U.S. News: “At the same time, lending from alternative sources such as finance companies and peer-to-peer, or…


6 online publications that will make you a smarter business owner

We live in an age of information.   And yet – with more and more content out there it has become increasingly difficult for business owners to determine which online publications are worth their time and energy. While no two businesses are exactly alike, there are some publications that you may be helpful on a regular…


HELP! Should I Pivot My Business?

6 Questions to Ask Yourself Before Pivoting Your Business In business terms, changing the direction of your business is commonly referred to as a pivot. While it is most common to pivot your business in its earlier days, there is no reason why you cannot pivot your business at a later stage to respond to…


Top 7 vacation destinations for small business owners to unwind

One of the most difficult aspects of running a business is having the ability to keep your creative juices flowing (didn’t being creative seem so easy when you first set out to start a business?!). Having the ability to think creatively can you help you solve problems and enhance and optimize processes. From coming up…

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