Features & Benefits
Boost Cash Flow
Business loans are a great way to boost your cash flow on both a short- and long-term basis. Short-term loans can be used to help you quickly cover unexpected expenses, while traditional term loans allow you to take on larger projects without having a negative impact on your cash flow.
Favorable Rates & Terms
If you’ve got great credit, stable revenue and a good business plan, then a business loan is a great option for you. With these credentials, it is fairly easy to be approved with favorable rates and flexible payback terms. Business loans are available in both small and large amounts.
Convenient Repayment Options
With many business loans, borrowers can have a say in the frequency and flexibility of payment deadlines. Payment frequency can be based on existing cash flow, where the installment fluctuates based on revenue. Or you can pay back larger amounts without prepayment penalties.
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SBA Loan
A small business loan that is partially guaranteed by the U.S. Government’s Small Business Administration, this option is great for businesses with stellar financial and operating histories. Because the government has agreed to back a portion of the loan, the application process is very thorough and can take anywhere from 3 weeks to 3+ months. The qualifying requirements are very restrictive, but this is an excellent option with favorable terms if you are able to qualify.
SBA Loan
Line of Credit
Similar to a personal credit card, a business line of credit provides you with a line of credit that is accessible for you to use at any time. You only pay interest on the portion of the line that you use, and once paid, funds become available for you to use again. This is a great option for businesses who want to stabilize their cash flow or those who are in need of short-term working capital.
Line of Credit
Revenue Based Financing
Revenue Based Financing is an up-front sum of cash that is based on a business’s future sales. Though not technically a loan, this is a great option for businesses that need access to cash quickly. Because this is not a loan, there is no APR or compounded interest associated with this product. Instead, borrowers agree to pay a fixed percentage in addition to the amount provided.
Revenue Based Financing
Apply now to be considered for all options
Apply NowReady to Apply?
If a business loan seems like the right fit for you, let’s get your ready to apply. To begin the application, you will need to be able to provide your 3 most recent bank statements, last year’s tax statements and contact information for 3 business references. Additional documentation will likely be required as you move through the underwriting process. If you’re still not sure that a business loan is right for you, you can use our financing matching tool or give us a call at (800) 780-7133 to speak with one of our financing specialists.
