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Business Loans

FAST AND AFFORDABLE BUSINESS FINANCING:

  • Competitive Industry Rates
  • Wide Selection of Loan Options
  • Flexible Terms To Fit Your Business.

ESTIMATED APPROVAL TIME:

  • 5 Minute Application, Approval in as Little 24 Hours

MINIMUM BUSINESS REQUIREMENTS:

  • 625 credit score
  • 2 plus years in business
  • 250k average annual revenue

Copyright 2021 • Kapitus • All Rights Reserved
Loans made in California are issued by Strategic Funding Source, Inc. dba Kapitus, pursuant to California Finance Lenders License No. 603-G807.

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  • Kapitus needs the contact information you provide to us to contact you about our products and services. You may unsubscribe from these communications at any time. For information on how to unsubscribe, as well as our privacy practices and commitment to protecting your privacy, please review our Privacy Policy.

Features & Benefits

Boost Cash Flow

Business loans are a great way to boost your cash flow on both a short- and long-term basis. Short term loans can be used to help you quickly cover unexpected expenses, while traditional term loans allow you to take on larger projects without having a negative impact on your cash flow.

Favorable Rates & Terms

If you’ve got great credit, stable revenue and a good business plan, then a business loan is a great option for you. With these credentials, it is fairly easy to be approved with favorable rates and flexible payback terms. Business loans are available in both small and large amounts.

Convenient Repayment Options

With many business loans, borrowers can have a say in the frequency and flexibility of payment deadlines. Payment frequency can be based on existing cash flow, where the installment fluctuates based on revenue. Or you can pay back larger amounts without prepayment penalties.

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People also applied for…

Link to: SBA Loans

SBA Loan

A small business loan that is partially guaranteed by the U.S. Government’s Small Business Administration, this option is great for businesses with stellar financial and operating histories. Because the government has agreed to back a portion of the loan, the application process is very thorough and can take anywhere from 3 weeks to 3+ months. The qualifying requirements are very restrictive, but this is an excellent option with favorable terms if you are able to qualify.

LEARN MORE
Link to: Line of Credit

Line of Credit

Similar to a personal credit card, a business line of credit provides you with a line of credit that is accessible for you to use at any time. You only pay interest on the portion of the line that you use, and once paid, funds become available for you to use again. This is a great option for businesses who want to stabilize their cash flow or those who are in need of short-term working capital.

LEARN MORE
Link to: Revenue Based Financing

Revenue Based Financing

Revenue Based Financing is an up-front sum of cash that is based on a business’s future sales. Though not technically a loan, this is a great option for businesses that need access to cash quickly. Because this is not a loan, there is no APR or compounded interest associated with this product. Instead, borrowers agree to pay a fixed percentage in addition to the amount provided.

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Apply now to be considered for all options

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“The Team at [Kapitus] are top notch and superhero quality. They do exactly what they say they can do and deliver when they say they are going to deliver. They are approachable and highly professional. I recommend this company to the highest degree. It is enjoyable to be a business partner with [Kapitus].”
– Phil S.
Owner, Custom Framing Company

SUCCESS ON EVERY CORNER

“Great company and they listened to my needs and offered affordable solutions. They gave me several options that would insure a long-lasting relationship at a very fair price that I could easily afford and refinancing options times that exceeded my expectations. I would recommend this company to everyone that needs business funding. And thanks to [my account manager] that knows how to listen to the needs of the customer, the entire process was easy to complete.”
– David M.
Owner, Professional Painting Company

SUCCESS ON EVERY CORNER

“This is how business funding should work. [My account managers] handled our application for funding seamlessly from start to finish. [They] provided direction, advice and counsel where needed while still allowing us the autonomy to determine what and how we could successfully achieve our funding goals. I have worked with several finance companies in the past two years and I would put [my account manger and Kapitus] at the top of the list.”
– Steve K.
Owner, Razor Company

SUCCESS ON EVERY CORNER

“The Team at [Kapitus] are top notch and superhero quality. They do exactly what they say they can do and deliver when they say they are going to deliver. They are approachable and highly professional. I recommend this company to the highest degree. It is enjoyable to be a business partner with [Kapitus].”

–Phil S. Owner, Custom Framing Company

SUCCESS ON EVERY CORNER

“Great company and they listened to my needs and offered affordable solutions. They gave me several options that would insure a long-lasting relationship at a very fair price that I could easily afford and refinancing options times that exceeded my expectations. I would recommend this company to everyone that needs business funding. And thanks to [my account manager] that knows how to listen to the needs of the customer, the entire process was easy to complete.”

–David M. Owner, Professional Painting Company

SUCCESS ON EVERY CORNER

“This is how business funding should work. [My account managers] handled our application for funding seamlessly from start to finish. [They] provided direction, advice and counsel where needed while still allowing us the autonomy to determine what and how we could successfully achieve our funding goals. I have worked with several finance companies in the past two years and I would put [my account manger and Kapitus] at the top of the list.”

–Steve K. Owner, Razor Company

SUCCESS ON EVERY CORNER

Ready to Apply?

If a business loan seems like the right fit for you, let’s get your ready to apply. To begin the application, you will need to be able to provide your 3 most recent bank statements, last year’s tax statements and contact information for 3 business references. Additional documentation will likely be required as you move through the underwriting process. If you’re still not sure that a business loan is right for you, you can use our financing matching tool or give us a call at (800) 780-7133 to speak with one of our financing specialists.

APPLY NOW

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Copyright 2021 • Kapitus • All Rights Reserved | Loans made in California are issued by Strategic Funding Source, Inc. dba Kapitus, pursuant to California Finance Lenders License No. 603-G807.
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  • Kapitus needs the contact information you provide to us to contact you about our products and services. You may unsubscribe from these communications at any time. For information on how to unsubscribe, as well as our privacy practices and commitment to protecting your privacy, please review our Privacy Policy.
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  • Find the right financing product for you.

    Answer a few questions and we’ll match you with the best product based on your needs and current situations.

  • 1. Answer a few questions. You let us know some basic information about your financing needs, so we can find a match.
    2. See your financing matches. You'll get matched with up to four financing options based on your answers.
    3. Apply for financing. You can apply for all of your financing options by completing one simple application and providing a few documents.
    4. Get an Advisor: You have the option to be assigned a financing specialist to help guide you through the application process.
    If you are looking to determine the best financing option for you, our matching tool streamlines the process and arms you with information that you can use before you apply. To match you with your best options, we ask you to answer a series of basic questions about your existing and future needs, current financial health, and your financing preferences – including amount to be financed, ideal terms and financing urgency. Our system then finds you up to four financing options to fit your needs. Once you’re matched, you can expect to be contacted by one of our financing specialists to help you navigate the application and selection processes.
  • Find your financing match


  • Each financing product has its own minimum and maximum requirements around the amount of money that can be acquired through that option.
  • Find your financing match



    • Business Accountants
    • Marketing & PR Agencies
    • Commercial Cleaning Companies
    • Printers
    • Human Resource & Payroll Firms
    • Office Supplies Organizations
    • Salons/Spas
    • Gyms & Other Workout Studios
    • Pet Services Companies
    • Personal Accountants
    • Home Cleaning Companies
    • Residential Landscaping
  • There are financing options created to meet the specific needs of particular industries.
  • Find your financing match

  • Thank you for reaching out to Kapitus. Unfortunately, our financing products are only available for existing businesses and we will not be able to help you at this time.


  • The amount of time your business has been in operation is a deciding factor in the type of financing options available to you.
  • Find your financing match


  • Each financing product has its own minimum requirement for the amount of revenue being brought into a business on either a monthly or an annual basis. In addition, your monthly and/or annual revenue can dictate the length and term on your financing option.
  • Find your financing match


  • Each financing product offers different payback lengths and terms.
  • Find your financing match


  • Each financing product has different paperwork and underwriting processes. As a result, the amount of time it takes to get approved for one type of financing over another can vary significantly.
  • Find your financing match

  • Find your financing match


  • There are financing options for every credit type, however your personal credit score will determine your eligibility for each financing type.
  • We’re finding your match