Line of Credit

Access the cash you need when you need it with a Kapitus Line of Credit

Features & Benefits

Extremely Flexible


A line of credit can be used for any business purpose and with a variety of repayment options that work well for the seasonal variations in your business cycle. This flexibility allows you to put your cash where you need it, when you need it without any restrictions.

Easier Approval


Your credit score is not always a significant deciding factor for approval on a business line of credit. This makes this option a great alternative for those who require consistent access to funds, but who would not be approved for a traditional business loan.

Quick Access to Funds


Because funds can be accessed almost instantly, a line of credit can be used to get you out of a tight spot and keep your business moving. Even if used infrequently, a line of credit can act as your on-demand back up access to funds.

People also applied for...

SBA Loan

A small business loan that is partially guaranteed by the U.S. Government’s Small Business Administration, this option is great for businesses with stellar financial and operating histories. Because the government has agreed to back a portion of the loan, the application process is very thorough and can take anywhere from 3 weeks to 3+ months. The qualifying requirements are very restrictive, but this is an excellent option with favorable terms if you are able to qualify.

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Business Loan

Available for both short- and long-term needs. Our business loans provide, you with an agreed upon sum of money that you will pay back over a specified amount of time, with interest. The amount of interest paid and the total overall cost will be depend on whether you opt for a short-time loan, which typically has a higher interest rate but a lower overall cost or a long-term loan, which tends to have a lower interest rate but a higher overall cost.

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Revenue Based Financing

Revenue Based Financing is an up-front sum of cash that is based on a business’s future sales. Though not technically a loan, this is a great option for businesses that need access to cash quickly. Because this is not a loan, there is no APR or compounded interest associated with this product. Instead, borrowers agree to pay a fixed percentage in addition to the amount provided.

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Apply now to be considered for all options

Apply Now
Success on Every Corner
Success on Every Corner
Success on Every Corner

Ready to Apply?

If a line of credit seems like the right fit for you, let’s get your ready to apply. To complete the application, you will need to be able to provide your 3 most recent bank statements, last year’s tax statements and contact information for 3 business references. For peace of mind, you can download our Small Business Financing Checklist, to make sure you’ve got everything covered. If you’re still not sure that a line of credit is right for you, you can use our financing matching tool or give us a call at (800) 780-7133 to speak with one of our financing specialists.