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Enjoy the Benefits of a Kapitus Business Loan
Looking to give your business a refresh? Expand into a new market? Take on a few new team members? Or do you just need a little support with an unforeseen expense?
A business loan from Kapitus can help you tackle these needs and more, all with flexible payment options and interest rates. Our team of financing specialists are passionate about simplifying the financing process and helping businesses reach their potential. Reach out today to see how you can benefit from a personalized business loan.
We Provide Hassle-Free Loans with Quick Approvals
Compare up to 6 offers
With one application, access up to six financing offers and choose the one that fits your business best.
Loan amounts up to $5M
Secure the capital you need to drive growth, manage operations or handle unexpected expenses.
Decisions in as little as 4 hours
Our simple application and minimal documentation make funding quick and hassle‑free.
Apply for a Business Loan in 3 Simple Steps
Apply Online
Complete the short application and get started in minutes.
Compare and Review Offers
Meet your financing specialist and compare up to 6 tailored offers.
Finalize & Receive Funds
Sign your agreement and have funds deposited directly into your bank account.
Let’s Make Sure We’re a Good Fit!
Our business financing is designed to help businesses succeed, but there are minimum requirements that must be met.
2+ Years
$250K
650
USA
Don’t meet all of the criteria? Kapitus may be able to help you access other financing options from members in our financing network.
Thousands of Business Owners Trust Kapitus
4.6 out of 5 stars on Google based on 991 reviews
FAQs
What is the minimum credit score for a small business loan financed by Kapitus?
At this time, the minimum credit score requirement for our small business financing is 650.
How is working with an online lender different than working with a traditional bank?
There are a variety of reasons that business owners will choose one type of provider over another – and each has its advantages and disadvantages. To further explore the differences, check out Traditional Bank vs. Alternative Lender.
What other business financing options can I access by working with Kapitus?
Kapitus can help you explore a full suite of financing products and help you explore all your options at the same time. Did you know that a term loan is not always the best option in every situation? Depending on why you need financing, the speed at which you need it, and terms you would like to see, there are alternative financing products that could be a better fit. Some additional financing options we can help you explore include:
- Business line of credit.
- Revenue-based financing.
- Equipment financing.
- Invoice factoring.
- Purchase order financing.
Product availability is subject to confirmation of eligibility and underwriting. Products may vary based on credit profile and the state in which your business is located. Certain products may not be available in all states or to all customers. Business loans made or brokered by Kapitus in California are made or brokered by Strategic Funding Source, Inc. d/b/a Kapitus pursuant to California Finance Lenders License No. 603-G807. Certain types of loans, such as SBA loans, are offered only by members of our financing network.
Copyright 2025 Strategic Funding Source, Inc. All rights reserved. Kapitus and the Kapitus logo are registered trademarks of Strategic Funding Source, Inc. Loans made or brokered in California are made or brokered pursuant to California Finance Lenders License No. 603-G807.