Available for both short- and long-term needs. Our business loans provide you with an agreed upon sum of money that you will pay back over a specified amount of time, with interest. The amount of interest paid and the total overall cost will depend on whether you opt for a short-term loan, which typically has a higher interest rate but a lower overall cost or a long-term loan, which tends to have a lower interest rate but a higher overall cost.
Today’s complex healthcare environment already adds plenty of challenges to independent healthcare and medical practices. Financing shouldn’t be another challenge. With Helix, you get dedicated and specially trained financing specialists and underwriters who understand the nuances of running a practice. In addition, risk matrices and approval criteria were created to handle the unique and unpredictable revenue generating schedules of independent practices.
Revenue Based Financing is an up-front sum of cash that is based on a business’s future sales. Though not technically a loan, this is a great option for businesses that need access to cash quickly. Because this is not a loan, there is no APR or compounded interest associated with this product. Instead, borrowers agree to pay a fixed percentage in addition to the amount provided.
Similar to a personal credit card, a business line of credit provides you with a line of credit that is accessible for you to use at any time. You only pay interest on the portion of the line that you use, and once paid, funds become available for you to use again. This is a great option for businesses who want to stabilize their cash flow or those who are in need of short-term working capital.
A small business loan that is partially guaranteed by the U.S. Government’s Small Business Administration, this option is great for businesses with stellar financial and operating histories. Because the government has agreed to back a portion of the loan, the application process is very thorough and can take anywhere from 3 weeks to 3+ months. The qualifying requirements are very restrictive, but this is an excellent option with favorable terms if you are able to qualify.
“This is how business funding should work. [My account managers] handled our application for funding seamlessly from start to finish. [They] provided direction, advice and counsel where needed while still allowing us the autonomy to determine what and how we could successfully achieve our funding goals. I have worked with several finance companies in the past two years and I would put [my account manger and Kapitus] at the top of the list.”
-Steve K. Owner, Razor Company
SUCCESS ON EVERY CORNER
“We’ve renewed our contract with [Kapitus] several times now. Through their financing, we have grown the infrastructure of our sign language interpreting business, including increasing human capital, building a center in Portland, Oregon and paying down debt. [Kapitus] custom-tailored our financing program and we are able to control our payments, with the option to adjust the amount and interest rate. It was simple and there were no hoops to jump through. Our partnership with Strategic has allowed our business to grow.”
-Julian I. Owner, ASL Interpreting Services
SUCCESS ON EVERY CORNER
“It was a rough time. After being turned down for a bank loan, I started looking at other options. I knew I wanted to work with a company based in New York and one that I felt I could trust. [Kapitus] came to meet me at my store, I felt confident about it. I would recommend them to anyone.”
-Claudia R. Owner of Women’s Clothing Boutique
SUCCESS ON EVERY CORNER
“Great company and they listened to my needs and offered affordable solutions. They gave me several options that would insure a long-lasting relationship at a very fair price that I could easily afford and refinancing options times that exceeded my expectations. I would recommend this company to everyone that needs business funding. And thanks to [my account manager] that knows how to listen to the needs of the customer, the entire process was easy to complete”
– David M.
Owner, Professional Painting Company
“We’ve renewed our contract with [Kapitus] several times now. Through their financing, we have grown the infrastructure of our sign language interpreting business, including increasing human capital, building a center in Portland, Oregon and paying down debt. [Kapitus] custom-tailored our financing program and we are able to control our payments, with the option to adjust the amount and interest rate. It was simple and there were no hoops to jump through. Our partnership with Strategic has allowed our business to grow.”
– Julian I.
Owner, Trucking Company
Because of [him] I will continue to grow my business, and if I need funding again, I will without a doubt go through him.”
– Claudia R..
Owner of Women’s Clothing Boutique
