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Collections Agent

Position Description:

At Kapitus, our mission is to empower every business to succeed by providing the best financing options – when they need it and how they need it. Whether we are working with a business directly or through a strategic partner, we will work diligently to provide the most convenient, cost- effective and appropriate financing solution for a business’s needs. We promise to keep the best interests of our clients at the center of the financing process by operating with transparency, fairness, and integrity. We will continue to empower small businesses to make educated financial decisions, as we have since our inception in 2006.
The Collections Agent, reporting to the Collections Team Manager, is responsible for

Primary Responsibilities Include:

Provide tools, strategies and best in class service to establish repayment behaviors with customers

  • Develop and negotiate payment plans, while adhering to all legal regulations and compliance requirements
  • Keep detailed records of all customer communications, payment plans that customers have agreed to, and amounts paid
  • Performs maintenance, research and resolution on past due accounts
  • Ensure appropriate written correspondence is generated and sent to customers
  • Access database information, pulling up credit reports, and locating other publicly available records in adherence to the Fair Debt Collection Practices Act
  • Achieve department KPIs for calls to customers and payment arrangements, while meeting all quality guidelines
  • Identify and recommend improvement opportunities to all collections/recovery specific platforms, systems and tools to support operational effectiveness, improve customer experience, and to remain at the forefront of technology in the collections space

Qualifications:

  • 2+ Years of Collections, Recovery or Sales experience
  • Call Center experience
  • Strong written and verbal communication
  • Experience being a contributor for policies and procedures
  • Experience achieving metric and quality performance
  • High School Diploma or GED

Benefits at Kapitus:

  • Competitive Base Salary
  • Incentive eligibility based on KPI and Quality results
  • Medical, Dental and Vision Coverage
  • 401K
  • Life Insurance at No Cost to Employees
  • PTO Including Rollover Vacation Days
  • Commuter Benefits

About Us:

Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed.
We’ve spent the past 13 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work.
We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.

Position Application Instructions:

Interested candidates should send a resume to: [email protected]

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  • 1. Answer a few questions. You let us know some basic information about your financing needs, so we can find a match.
    2. See your financing matches. You'll get matched with up to four financing options based on your answers.
    3. Apply for financing. You can apply for all of your financing options by completing one simple application and providing a few documents.
    4. Get an Advisor: You have the option to be assigned a financing specialist to help guide you through the application process.
    If you are looking to determine the best financing option for you, our matching tool streamlines the process and arms you with information that you can use before you apply. To match you with your best options, we ask you to answer a series of basic questions about your existing and future needs, current financial health, and your financing preferences – including amount to be financed, ideal terms and financing urgency. Our system then finds you up to four financing options to fit your needs. Once you’re matched, you can expect to be contacted by one of our financing specialists to help you navigate the application and selection processes.
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  • Each financing product has its own minimum and maximum requirements around the amount of money that can be acquired through that option.
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  • There are financing options created to meet the specific needs of particular industries.
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  • Thank you for reaching out to Kapitus. Unfortunately, our financing products are only available for existing businesses and we will not be able to help you at this time.


  • The amount of time your business has been in operation is a deciding factor in the type of financing options available to you.
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  • Each financing product has its own minimum requirement for the amount of revenue being brought into a business on either a monthly or an annual basis. In addition, your monthly and/or annual revenue can dictate the length and term on your financing option.
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  • Each financing product offers different payback lengths and terms.
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  • Each financing product has different paperwork and underwriting processes. As a result, the amount of time it takes to get approved for one type of financing over another can vary significantly.
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  • There are financing options for every credit type, however your personal credit score will determine your eligibility for each financing type.
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