Small Business Loans Up To $5 Million.

FAST AND AFFORDABLE BUSINESS FINANCING

  • Competitive Industry Rates as Low as 6.25%
  • Wide Selection of Loan Options
  • Flexible Terms To Fit Your Business

ESTIMATED APPROVAL TIME ( with 6 months bank statements ):

  • 5 Minute Application, Approval In As Little As 4 Hours

MINIMUM BUSINESS REQUIREMENTS:

  • 625 credit score
  • 2 plus years in business
  • 250k average annual revenue

Copyright 2020 • Kapitus • All Rights Reserved
Loans made in California are issued by Strategic Funding Source, Inc. dba Kapitus, pursuant to California Finance Lenders License No. 603-G807.




Note that while only certain industries are listed here, Kapitus offers loans a wide range of industries.

Manufacturing

Whether you have a basic need for a new forklift or you’re retooling operations to assist with the COVID-19 crisis, our app-only program can help you get what you need quickly to keep you running.

Medical

Equipment financing can help you address new telemedicine technology needs, rework and renovate your waiting area and upgrade new medical equipment to keep you in compliance and competitive.

Construction

Skid steers, dozers, tractor loaders, back hoes, dump trucks. The construction industry runs on sheer manpower and equipment. We’ve got your equipment covered (the manpower is up to you).

Contractors

From electricians and plumbers to masons and roofers, the world can’t run without the specialty trades and the trades can’t run without equipment. Don’t let a lack of cash keep you from that equipment.

Qualifying for Kapitus Business Financing and business working capital is easier than you think! We accept fair credit and offer an easy to use application requiring only signature and PDF bank statements. (Entire Application takes 5 minutes, and approval takes as little as 4 hours)

NO START UP BUSINESSES

  • 2+ Years in Business Required

MUST ESTABLISH MINIMAL GROSS REVENUE

  • Must Gross $21,000 on average monthly revenue ($250k Annual)
  • COVID-19 Taken into account during underwriting

MUST PROVIDE AT LEAST 3 BUSINESS BANK STATEMENTS

  • While only 3 business bank statements are required, 6 will facilitate a much quicker approval time.

The COVID-19 pandemic has put a strain on both small business operations and traditional lending institutions. Banks are struggling to keep up with the volume of loan requests and have put more restrictions on loan approvals.

Our qualifications have not changed, and we’ve reworked our underwriting processes to allow for more approvals more quickly. In this time of crisis we’ve got your back.


Founded in 2006 and headquartered in NYC, Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, Kapitus is able to provide small businesses the financing they need, when and how it is needed. With one application business owners can save time and money, while eliminating the stress that comes with applying to different lenders. At Kapitus, we believe that business owners should be able to focus on running their business, while we take care of the financing.


10Years

In Operation

25,000+

Small Businesses Served

Over 50%

Repeat Cistomers

~ 2 Billion

In capital provided