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Product availability may vary based on credit profile and the state in which your business is located. Certain products may not be available in all states. Certain business loan products are made available through Strategic Funding Source, Inc. d/b/a Kapitus, California Finance License No. 603G807.

By “pre-screen” we mean that we have determined that your business meets the minimum criteria for financing from us based upon the information available to us when we developed this letter. To obtain special financing approval, your business must make a specific financing request. Pre-screening and account activation do NOT constitute an approval for financing.

This pre-screen offer is valid only for the intended recipient, is non-transferrable, and is subject to underwriter approval. Invitation to activate account is not an approval or guarantee of funds. There is no obligation for recipient to activate account or apply for financing. During activation, the recipient may be asked for supporting information and documents to confirm their eligibility for business financing. Loans made in California are issued by Strategic Funding Source, Inc. dba Kapitus, pursuant to California Finance Lenders License No. 603-G807.

COMMERCIAL TRANSACTIONS: We offer financing to COMMERCIAL entities for COMMERCIAL purposes for only. A commercial entity is defined as a valid operating business or corporation. This includes sole proprietors, S-corporations, C-corporations, limited liability companies, partnership and limited liability partnerships. All businesses must be in good standing with the Secretary of State for the appropriate state(s) where they operate and must have a valid business license and any other credentials deemed necessary by local governing authorities. Funds are provided for general business purposes including, but not limited to, inventory, business equipment, accounts payable, payroll, marketing or advertising of your business and specific purchases of goods and services.

BUSINESS INFORMATION: We reserve the right to request additional information and to verify information obtained from Experian Business Information Services and other sources before funding any financing transaction. This may include, without limitation, owner information, revenues, time in business, SIC or NAICS codes, ownership structure, and business or operating licenses. Written or verbal consent to obtain and verify information may be required as appropriate.

PRE-SCREEN OPT-OUT: To avoid future pre-screen communications from us, you can opt out by calling us at 800-780-7133 or emailing [email protected] and providing your Kapitus ID. We will place your business on our company’s “Do Not Contact” list.

PERSONAL CREDIT REPORTS: We reserve the right to request personal credit bureau reports on business owners and representatives when we deem appropriate. We will obtain prior written consent from each individual before getting any such reports from TransUnion, Experian or Equifax.

Copyright 2021 • Kapitus • All Rights Reserved
Loans made in California are issued by Strategic Funding Source, Inc. dba Kapitus, pursuant to California Finance Lenders License No. 603-G807.

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[email protected] Kapitus, LLC or its affiliates. All rights reserved. Kapitus, LLC, Kapitus.com, and the Kapitus logo are registered trademarks of Kapitus, Inc. or its affiliates. | Loans made in California are issued by Strategic Funding Source, Inc. dba Kapitus, pursuant to California Finance Lenders License No. 603-G807.
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  • Whether you want to learn more about our financing options, are interested in becoming a partner or just have a general question, we’re here to help! Simply fill out the form below and we’ll get it directly into the inbox of the right person.

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    Answer a few questions and we’ll match you with the best product based on your needs and current situations.

  • 1. Answer a few questions. You let us know some basic information about your financing needs, so we can find a match.
    2. See your financing matches. You'll get matched with up to four financing options based on your answers.
    3. Apply for financing. You can apply for all of your financing options by completing one simple application and providing a few documents.
    4. Get an Advisor: You have the option to be assigned a financing specialist to help guide you through the application process.
    If you are looking to determine the best financing option for you, our matching tool streamlines the process and arms you with information that you can use before you apply. To match you with your best options, we ask you to answer a series of basic questions about your existing and future needs, current financial health, and your financing preferences – including amount to be financed, ideal terms and financing urgency. Our system then finds you up to four financing options to fit your needs. Once you’re matched, you can expect to be contacted by one of our financing specialists to help you navigate the application and selection processes.
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  • Each financing product has its own minimum and maximum requirements around the amount of money that can be acquired through that option.
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    • Business Accountants
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    • Residential Landscaping
  • There are financing options created to meet the specific needs of particular industries.
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  • Thank you for reaching out to Kapitus. Unfortunately, our financing products are only available for existing businesses and we will not be able to help you at this time.


  • The amount of time your business has been in operation is a deciding factor in the type of financing options available to you.
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  • Each financing product has its own minimum requirement for the amount of revenue being brought into a business on either a monthly or an annual basis. In addition, your monthly and/or annual revenue can dictate the length and term on your financing option.
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  • Each financing product offers different payback lengths and terms.
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  • Each financing product has different paperwork and underwriting processes. As a result, the amount of time it takes to get approved for one type of financing over another can vary significantly.
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  • There are financing options for every credit type, however your personal credit score will determine your eligibility for each financing type.
  • We’re finding your match